799 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 799 W 2nd Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,653 sqft · built 1977
Lot Size	1.01 acres (44,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Dec 2017)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-28-0044-00-020`

Property Details

APN / Parcel Number

Primary APN	`07-23-28-0044-00-020`
Alternative APNs	`282307004400020` `275602` `280446` `284605`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,653 sqft Living Area
Gross Area	6,012 sqft
1st Floor Area	3,653 sqft
Utility Area	135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	44,168 sqft (1.01 acres)
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	799 W 2ND AVE
City	WINDERMERE
State	FL
Zip	34786-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ALADAR ON LAKE BUTLER N/47 LOTS 2, 4 , AND ELY 25 FT OF LOT 6 (LESS BEG AT AT INT OF WLY LINE OF ELY 25 FT OF LOT 6 AND EDGE OF WATER FOR LAKE BUTLER, TH S44-57-47W 270 FT M/L TO R
Legal Range	28E
Legal Township	23S
Legal Section	07
Legal Subdivision	ALADAR ON LAKE BUTLER
Legal Tract	44
Legal Lot Number	2,4,6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	799 W 2ND AVE, WINDERMERE, FL 34786-8516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Document Number	2017684353
Prior Transfer Date	Apr 25, 2006
Prior Transfer Doc	0000338697
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	799 W 2ND AVE, WINDERMERE, FL 34786-8516
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	799 W 2ND AVE, WINDERMERE, FL 34786-8516

Mortgage

Document Number	0000619349
Date	Oct 22, 2018
Instrument	20180619349

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,885,435 (+2.7%)	$2,422,970 (-1.44%) Land $1,500,000 Building $922,970
2025	$3,042.00 (-9.97%) Homeowner's exemption	$1,835,867 (+5.99%)	$2,458,290 (+2.92%) Land $1,500,000 Building $958,290
2024	$3,379.00 (+3.05%)
2023	$3,279.00 (-27.54%) Homeowner's exemption	$1,732,162 (+3%)	$2,388,597 (+10.61%) Land $1,500,000 Building $888,597
2022	$4,525.00 Homeowner's exemption	$1,681,711	$2,159,522 Land $1,400,000 Building $759,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20