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7989 Cholo Trl, Jacksonville, FL 32244 Property Records

Duval County property record for 7989 Cholo Trl, Jacksonville, FL 32244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,039 sqft · built 1978
Lot Size0.519 acres (22,620 sqft)
OwnerIndividual Name on File
Last Sale$94,000 (Jun 1995)
Tax Bill$1,663 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN016445-1780

Property Details

APN / Parcel Number

Primary APN016445-1780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,039 sqft Living Area
Gross Area2,658 sqft
1st Floor Area1,245 sqft
Upper Floors Area794 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,620 sqft (0.519 acres)
Lot Dimensions135 ft deep x 100 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area44 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7989 CHOLO TRL
CityJACKSONVILLE
StateFL
Zip32244-5429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description34-3S-27E .505 PT NE1/4 RECD O/R 21949-1679
Legal Range25E
Legal Township03S
Legal Section34
Legal SubdivisionINDIAN TRAILS
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group1
Census Block1004
Census Tract13731

Owner

7989 Cholo Trl is owned and occupied by an individual who acquired it in June 2026.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address7989 CHOLO TRL, JACKSONVILLE, FL 32244-5429
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 20, 2017Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 1995 · Amount on File
Deed SaleJun 8, 1995 · Amount on File
Deed Document Number1995108187
Deed Book / Page8107 / 544
Last Transfer DateJun 23, 2026
Transfer Doc0000143107
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionDUVAL FL
Recording DateJun 23, 2026
Property Address7989 CHOLO TRL, JACKSONVILLE, FL 32244-5429
Document Number0000143107
Book / Page21949 / 1679
Instrument DateJun 23, 2026
Instrument2026143107
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address7989 CHOLO TRL, JACKSONVILLE, FL 32244-5429

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address7989 CHOLO TRL, JACKSONVILLE, FL 32244-5429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181580190
DateOct 20, 2017
Book Page18158/0190
Instrument2017240749
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7989 Cholo Trl was $1,663, up 14.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,687 (+2.7%)$280,070 (+2.21%) Land $91,363 Building $188,707
2025$1,663.00 (+14.77%) Homeowner's exemption$113,620$274,010 Land $90,000 Building $184,010
2024$1,449.00 (+3.57%)
2023$1,399.00 (+10.24%) Homeowner's exemption$107,202 (+3%)$255,354 (+11.63%) Land $70,000 Building $185,354
2022$1,269.00 Homeowner's exemption$104,080$228,760 Land $60,000 Building $168,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7989 Cholo Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7989 Cholo Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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