7988 Webbs Rd, Denver, NC 28037 Property Records

Lincoln County property record for 7988 Webbs Rd, Denver, NC 28037 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,158 sqft · built 1982
Lot Size	2.91 acres (126,977 sqft)
Owner	Individual Name on File
Last Sale	$626,000 (Jul 2023)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4605-90-1788`

Property Details

APN / Parcel Number

Primary APN	`4605-90-1788`
Alternative APNs	`460520901788` `204116` `295862` `298532` `29970`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,158 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	126,977 sqft (2.91 acres)
Garage Area	2,030 sqft
Parking Spaces	7 Parking Spaces
Pool Area	648 sqft
Canopy	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	298532
Street Address	7988 WEBBS RD
City	DENVER
State	NC
Zip	28037-7883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #7 HOWARD MINI F
Legal Subdivision	HOWARD MINI FARMS
Legal Lot Number	7
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records · APN 4605-90-1788

Assessment roll updated August 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7030 KIDVILLE RD, DENVER, NC 28037-6447
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 06, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Nov 26, 2025	Warranty Deed, Transfer
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU
Dec 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	2023669652
Deed Book / Page	3264 / 79
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Transaction Type	Mortgage
Record Updated	Jan 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7988 WEBBS RD, DENVER, NC 28037-7883

Mortgage

Document Number	0003466533
Date	Dec 29, 2025
Book Page	3466/533
Instrument	703620

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Type Change Date	Jan 01, 2031
Change Frequency	5 Years
Min Rate At Change	3.32%
Max Rate At Change	7.32%
Index	5-Year CMT
Margin	2
Max Rate	11.3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003114182
Date	Dec 06, 2021
Book Page	3114/182
Instrument	643769

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 26, 2025
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Document Number	0003459281
Book / Page	3459 / 281
Instrument Date	Nov 16, 2025
Instrument	702526
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7030 KIDVILLE RD, DENVER, NC 28037-6447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7030 KIDVILLE RD, DENVER, NC 28037-6447

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 17, 2023
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Document Number	0000326479
Book / Page	3264 / 79
Instrument Date	Jul 14, 2023
Instrument	669652
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, EXECUTIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 152, DENVER, NC 28037-0152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7988 WEBBS RD, DENVER, NC 28037-7883

Mortgage

Document Number	0000669653
Date	Jul 17, 2023
Instrument	669653

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Aug 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 28, 2023
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Document Number	0003231861
Book / Page	3231 / 861
Instrument Date	Feb 27, 2023
Instrument	664072
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7988 WEBBS RD, DENVER, NC 28037-7883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7988 WEBBS RD, DENVER, NC 28037-7883

Mortgage

Document Number	0000664073
Date	Feb 28, 2023
Instrument	664073

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Document Number	2861266
Instrument Date	Nov 06, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7988 WEBBS RD DENVER NC 280377883, DENVER, NC 28037-7883

Mortgage

Document Number	2861266
Date	Nov 13, 2019
Book Page	002861/000266
Instrument	600491

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2039

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7988 WEBBS RD, DENVER, NC 28037-7883
Document Number	2716266
Book / Page	002716 / 000266
Instrument Date	Dec 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7988 WEBBS RD DENVER NC 280377427, DENVER, NC 28037-7427

Mortgage

Document Number	2716266
Date	Jan 05, 2018
Book Page	002716/000266
Instrument	572667

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+0.95%)	$501,210 (-) Land $112,342 Building $388,868	$501,210 (-) Land $112,342 Building $388,868
2023	$3,142.00 (+21.92%)	$501,210 (+47.81%) Land $112,342 Building $388,868	$501,210 (+47.81%) Land $112,342 Building $388,868
2022	$2,577.00	$339,081 Land $80,427 Building $258,654	$339,081 Land $80,427 Building $258,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of North Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

7988 Webbs Rd, Denver, NC 28037 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Webbs Rd

Nearby Streets

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