Lincoln County property record for 7988 Webbs Rd, Denver, NC 28037 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,158 sqft · built 1982 |
| Lot Size | 2.91 acres (126,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $626,000 (Jul 2023) |
| Tax Bill | $3,172 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-90-1788 |
| Primary APN | 4605-90-1788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 126,977 sqft (2.91 acres) |
| Garage Area | 2,030 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 648 sqft |
| Canopy | 290 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 298532 |
|---|---|
| Street Address | 7988 WEBBS RD |
| City | DENVER |
| State | NC |
| Zip | 28037-7883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #7 HOWARD MINI F |
| Legal Subdivision | HOWARD MINI FARMS |
| Legal Lot Number | 7 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records · APN 4605-90-1788
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7030 KIDVILLE RD, DENVER, NC 28037-6447 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 06, 2021 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Nov 26, 2025 | Warranty Deed, Transfer |
| Jul 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Nov 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU |
| Dec 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2023 · Amount on Record |
| Deed Document Number | 2023669652 |
| Deed Book / Page | 3264 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0003466533 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3466/533 |
| Instrument | 703620 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.32% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.32% |
| Max Rate At Change | 7.32% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0003114182 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 3114/182 |
| Instrument | 643769 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 26, 2025 |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0003459281 |
| Book / Page | 3459 / 281 |
| Instrument Date | Nov 16, 2025 |
| Instrument | 702526 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7030 KIDVILLE RD, DENVER, NC 28037-6447 |
| Name | Verified Name |
|---|---|
| Address | 7030 KIDVILLE RD, DENVER, NC 28037-6447 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 17, 2023 |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0000326479 |
| Book / Page | 3264 / 79 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 669652 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, EXECUTIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 152, DENVER, NC 28037-0152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0000669653 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 669653 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.2% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 28, 2023 |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0003231861 |
| Book / Page | 3231 / 861 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 664072 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Name | Verified Name |
|---|---|
| Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 0000664073 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 664073 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 2861266 |
| Instrument Date | Nov 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7988 WEBBS RD DENVER NC 280377883, DENVER, NC 28037-7883 |
| Document Number | 2861266 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 002861/000266 |
| Instrument | 600491 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7988 WEBBS RD, DENVER, NC 28037-7883 |
| Document Number | 2716266 |
| Book / Page | 002716 / 000266 |
| Instrument Date | Dec 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7988 WEBBS RD DENVER NC 280377427, DENVER, NC 28037-7427 |
| Document Number | 2716266 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 002716/000266 |
| Instrument | 572667 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2048 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,172.00 (+0.95%) | $501,210 (-) Land $112,342 Building $388,868 | $501,210 (-) Land $112,342 Building $388,868 |
| 2023 | $3,142.00 (+21.92%) | $501,210 (+47.81%) Land $112,342 Building $388,868 | $501,210 (+47.81%) Land $112,342 Building $388,868 |
| 2022 | $2,577.00 | $339,081 Land $80,427 Building $258,654 | $339,081 Land $80,427 Building $258,654 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Wildfire Risk | Low above 6% of the US · above 4% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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