7988 Antler Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 7988 Antler Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,601 sqft · built 1997
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,174 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-16-101-019-000`

Property Details

APN / Parcel Number

Primary APN	`07-16-101-019-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	2,601 sqft
Basement Area	2,601 sqft
Unfinished Basement	2,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	291,852 sqft (6.7 acres)
Driveway	Concrete Driveway
Driveway Area	1,770 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	60 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7988 ANTLER CT
City	WATERLOO
State	IL
Zip	62298-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	LOT 19 DEER RUN ESTATES
Legal Range	10W
Legal Township	02S
Legal Section	16
Legal Subdivision	DEER RUN ESTATES
Legal Lot Number	19
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2037
Census Tract	600402

Owner

7988 Antler Ct is owner-occupied and held in a trust.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7988 ANTLER CT, WATERLOO, IL 62298-6050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jul 15, 2026
Property Address	7988 ANTLER CT, WATERLOO, IL 62298-6050
Document Number	0000443475
Instrument Date	Jul 10, 2026
Instrument	2026443475
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	7988 ANTLER CT, WATERLOO, IL 62298-6050

Mortgage

Document Number	0000443475,
Date	Jul 15, 2026
Instrument	2026443475

Lender

Name	MIDLAND STATES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7988 Antler Ct was $9,174, up 0.7% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,174.00 (+0.7%) Homeowner's exemption	$158,890 Land $30,150 Building $128,740	$476,670 Land $90,450 Building $386,220
2024	$9,110.00
2022	Additional exemption filed	$152,500 Land $30,150 Building $122,350	$457,500 Land $90,450 Building $367,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7988 Antler Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7988 Antler Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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