7987 Pine Ridge Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 7987 Pine Ridge Ln, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,280 sqft · built 1997
Lot Size1.89 acres (82,328 sqft)
OwnerCompany Name on Record
Last Sale$1,235,000 (Oct 2022)
Tax Bill$3,829 (2026)
Deeds & MortgagesOct 2022 Sale
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12 54 1 16

Property Details

APN / Parcel Number

Primary APN12 54 1 16
Alternative APNs
  • 168246
  • 175917

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,280 sqft Heated Area
Gross Area5,144 sqft
1st Floor Area1,288 sqft
Upper Floors Area704 sqft
Basement Area1,288 sqft
Finished Basement1,288 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area82,328 sqft (1.89 acres)
Garage TypeMixed
Garage Area960 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck AreaDeck Area
Patio Area1,192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number175917
Street Address7987 PINE RIDGE LN
CityLENOIR
StateNC
Zip28645-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2068 PG 109 YR 2022 ST 2470.00
JurisdictionCALDWELL NC
Township / Civil DivisionPATTERSON
Census Block Group2
Census Block2015
Census Tract31000

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3486 ROCKCLIFF PL, LONGWOOD, FL 32779-3141
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Warranty Deed, Transfer
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 27, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2022 · Amount on Record
Deed SaleOct 4, 2022 · Amount on Record
Prior SaleFeb 27, 2020 · Amount on Record
Deed Document Number202210077421
Deed Book / Page2068 / 109
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateOct 4, 2022
Property Address7987 PINE RIDGE LN, LENOIR, NC 28645-7113
Document Number0020680109
Book / Page2068 / 109
Instrument DateSep 29, 2022
Instrument10077421
Transaction TypeTransfer
Record UpdatedNov 8, 2022

Transaction

AmountAmount Recorded
Tax$2,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address332 MINERAL SPRINGS RD, 332, SALUDA, SC 29138-7869

Transferred To (Grantee/Buyer)

NameVerified Name
Address346 ROCKCLIFF PLACE, LONGWOOD, FL 32779

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address7987 PINE RIDGE LN, LENOIR, NC 28645-7113
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020150136
DateMar 15, 2021
Book Page2015/136
Instrument10054865
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateFeb 27, 2020
Property Address7987 PINE RIDGE LN, LENOIR, NC 28645-7113
Document Number0010041680
Book / Page001982 / 001120
Instrument DateFeb 19, 2020
Instrument10041680
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7987 PINE RIDGE LN LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number10041681
DateFeb 27, 2020
Book Page001982/001123
Instrument10041681
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,829.00 (-21.84%)$654,500 (-) Land $56,700 Building $597,800
2025$4,899.00 (+48.82%)$654,500 (+44.67%) Land $56,700 Building $597,800$654,500 (+44.67%) Land $56,700 Building $597,800
2023$452,400 (-) Land $56,700 Building $395,700$452,400 (-) Land $56,700 Building $395,700
2022$3,292.00$452,400 Land $56,700 Building $395,700$452,400 Land $56,700 Building $395,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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