7987 Monbo Rd, Catawba, NC 28609 Property Records

Catawba County property record for 7987 Monbo Rd, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1895
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Oct 2019)
Tax Bill	$685 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4700-04-92-3566`

Property Details

APN / Parcel Number

Primary APN	`4700-04-92-3566`
Alternative APN	`0070256`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	64,469 sqft (1.48 acres)
Porch	Porch
Porch Area	275 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7987 MONBO RD
City	CATAWBA
State	NC
Zip	28609-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ACCT# 159774592 MAP 014 Y -03-024- -0 UTIL STG + CARPORT
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1054
Census Tract	11503

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7987 MONBO RD, CATAWBA, NC 28609-8946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	201917539
Deed Book / Page	3530 / 1621
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000017538
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	7987 MONBO RD, CATAWBA, NC 28609-8946
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7987 MONBO RD, CATAWBA, NC 28609-8946

Mortgage

Document Number	0039751732
Date	Oct 20, 2025
Book Page	3975/1732
Instrument	20548

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 4, 2019
Property Address	7987 MONBO RD, CATAWBA, NC 28609-8946
Document Number	0035301621
Book / Page	03530 / 1621
Instrument Date	Oct 4, 2019
Instrument	17539
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2228 METCALF DR, 2228, SHERRILLS FORD, NC 28673-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7937 MONBO RD, CATAWBA, NC 28609-8946

Mortgage

Document Number	17540
Date	Oct 4, 2019
Instrument	17540

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	7987 MONBO RD, CATAWBA, NC 28609-8946
Document Number	0035301642
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7987 MONBO RD CATAWBA NC 286098946, CATAWBA, NC 28609-8946

Mortgage

Document Number	0035301642
Date	Oct 4, 2019
Book Page	003530/001642
Instrument	17541

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (-) Land $25,500 Building $146,400
2025	$685.00 (-19.03%)	$171,900 (+115.68%) Land $25,500 Building $146,400
2024	$846.00 (+2.05%)
2023	$829.00	$79,700 Land $15,500 Building $64,200	$171,900 Land $25,500 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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