7986 Windsail Ct, Frederick, MD 21701 Property Records

Frederick County property record for 7986 Windsail Ct, Frederick, MD 21701 · Last verified May 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3.5 Baths
Architecture Style	Townhouse
Year Built	Built 1988
Square Footage	1,280 sqft Living Area
Lot Size	1,700 sqft (0.039 acres)
Occupancy	Owner Occupied
Last Sale	$227,000 (2018)
Tax Bill	$3,417.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-559704`
Alternative APN	`559704`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,280 sqft Living Area
1st Floor	640 sqft 1st Floor
Basement Area	1 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	1,700 sqft (0.039 acres)
Patio Area	160 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	559704
Street Address	7986 WINDSAIL CT
City	FREDERICK
State	MD
Zip	21701-9304
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 764 BLK OO SEC 7 PLAT 3 1700 SQ FT WATERSIDE
Legal Subdivision	WATERSIDE
Legal Block	OO
Legal Lot Number	764
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1003
Census Tract	750802

Owner

Source: Frederick County records · APN 28-559704

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7986 WINDSAIL CT, FREDERICK, MD 21701-9304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Book / Page	12283 / 430
Record Refreshed	Jun 08, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 20, 2018
Property Address	7986 WINDSAIL CT, FREDERICK, MD 21701-9304
Document Number	0122830430
Book / Page	012283 / 000430
Instrument Date	Jan 30, 2018
Transaction Type	Transfer
Record Updated	Mar 01, 2018
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	7986 WINDSAIL CT FREDERICK MD 217019304, FREDERICK, MD 21701-9304

Mortgage

Document Number	122830437
Date	Feb 20, 2018
Book Page	012283/000437

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,417.00 (+22.04%)	$272,500 (+17.74%) Land $90,000 Building $182,500	$272,500 (-) Land $90,000 Building $182,500
2023	$2,800.00	$231,433	$272,500 Land $90,000 Building $182,500

Flood & Wildfire

7986 Windsail Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.