7985 Prospect Pl, La Jolla, CA 92037 Property Records

San Diego County property record for 7985 Prospect Pl, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,513 sqft · built 2013
Lot Size0.128 acres (5,580 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Sep 2020)
Tax Bill$27,789 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN350-121-38-00

Property Details

APN / Parcel Number

Primary APN350-121-38-00
Alternative APN
  • 3501213400

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,513 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area5,580 sqft (0.128 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3501213400
Street Address7985 PROSPECT PL
CityLA JOLLA
StateCA
Zip92037-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 48 LOT 3 TR 000352
Legal SubdivisionLA JOLLA PARK RESUB
Legal Tract000352
Legal Block48
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract8202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1369 COAST WALK, LA JOLLA, CA 92037-3714
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 24, 2020Deed of Trust, Construction Loan · Construction Mortgage
PMF CA REIT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Deed Document Number2020530218
Prior Transfer DateMar 9, 2012
Prior Transfer Doc0000230289
Record UpdatedSep 20, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2020
Property Address7985 PROSPECT PL, LA JOLLA, CA 92037-3722
Document Number0000530218
Map ReferenceMAP 352
Instrument DateJul 24, 2020
Instrument2020-0530218
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address691 SHERIDAN RD, WINNETKA, IL 60093-2323

Mortgage

Document Number0000530219
DateSep 10, 2020
Instrument2020-0530219
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate1.87%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.87%
Index1-Year LIBOR
Max Rate6.87%

April 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 24, 2020
Property Address7985 PROSPECT PL, LA JOLLA, CA 92037-3722
Document Number0000208993
Instrument DateApr 20, 2020
Instrument208993
Transaction TypeConstruction Loan
Record UpdatedMay 5, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1369 COAST WALK LA JOLLA CA 920373714, LA JOLLA, CA 92037-3714

Mortgage

Document Number0000208993
DateApr 24, 2020
Instrument208993
Lender
NamePMF CA REIT LLC
Address23586 CALABASAS RD # 100, CALABASAS, CA 91302-1322
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 23, 2021

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,208,160 (+2%) Land $1,656,120 Building $552,040
2025$27,789.00 (+5.91%)$2,164,864 (+4.04%) Land $1,623,648 Building $541,216
2024$26,239.00 (+2.27%)
2023$25,657.00 (+2.73%)$2,080,800 Land $1,560,600 Building $520,200
2022$24,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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