7985 103rd Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 7985 103rd Ct, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$381,900 (Apr 2026)
Tax Bill	$480 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00007-0040-00009.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00007-0040-00009.0`
Alternative APN	`29280`

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Interior

Location & Zoning

Street Address	7985 103RD CT
City	VERO BEACH
State	FL
Zip	32967-6605
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT Q BLK D LOT 9 PBI 6-40
Legal Range	38E
Legal Township	31S
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT Q
Legal Block	D
Legal Lot Number	9
Legal Unit	Q
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1035
Census Tract	50903

Owner

7985 103rd Ct, residential vacant land, is owned and occupied by two individuals who bought it in April 2026.

Source: Indian River County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7985 103RD CT, VERO BEACH, FL 32967-6605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 11, 2022	Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA
Feb 25, 2020	Warranty Deed, Transfer COMMUNITY LAND TITLE AND RESEARC, COMMUNITY LAND TITLE & RESEARC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jun 10, 2024 · Amount on File
Deed Document Number	202617396
Deed Book / Page	3852 / 710
Prior Transfer Date	Dec 28, 2007
Prior Transfer Doc	0022351029
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 14, 2026
Property Address	7985 103RD CT, VERO BEACH, FL 32967-6605
Document Number	0038520710
Book / Page	3852 / 710
Instrument Date	Apr 10, 2026
Instrument	202617396
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2026
Title Company	EMPOWER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270,003.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7985 103RD CT, VERO BEACH, FL 32967-6605

Mortgage

Document Number	0000017397,
Date	Apr 14, 2026
Book Page	3852/712
Instrument	202617397

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	4.99%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 11, 2022
Property Address	7985 103RD CT, VERO BEACH, FL 32967-6605
Document Number	0035550759
Book / Page	3555 / 759
Map Reference	MB 6 PG 40
Instrument Date	Jul 7, 2022
Instrument	3120220043265
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ALLIANCE TITLE TREASURE COAST, ALLIANCE TTL OF TREASURE COA

Transaction

Amount	Amount on Record
Tax	$224.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7735 103RD CT, 7735, VERO BEACH, FL 32967-3657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 81ST ST, VERO BEACH, FL 32967-3661

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 25, 2020
Property Address	7985 103RD CT, VERO BEACH, FL 32967-6605
Document Number	0032792015
Book / Page	003279 / 002015
Instrument Date	Feb 24, 2020
Instrument	11508
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	COMMUNITY LAND TITLE AND RESEARC, COMMUNITY LAND TITLE & RESEARC

Transaction

Amount	Amount on Record
Tax	$83.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7735 103RD CT VERO BEACH FL 329673657, VERO BEACH, FL 32967-3657

Tax Assessment & Valuation

The 2025 property tax bill for 7985 103rd Ct was $480.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00	$30,281 Land $30,281	$30,281 Land $30,281
2023	$398.00 (+43.68%)	$24,863 (+21.88%) Land $24,863	$24,863 (+21.88%) Land $24,863
2022	$277.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7985 103rd Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7985 103rd Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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