7984 Croydon Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 7984 Croydon Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,930 sqft · built 1983
Lot Size	7.86 acres (342,382 sqft)
Owner	Company Name on Record
Tax Bill	$5,657 (2026)
Deeds & Mortgages	May 2021 Refinance May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13138`

Property Details

APN / Parcel Number

Primary APN	`13138`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	342,382 sqft (7.86 acres)
Garage Area	1,064 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7984 CROYDON LN
City	GLOUCESTER
State	VA
Zip	23061-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	WHITE HALL LOT 4
Legal Subdivision	PLAT: PB25 185
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	3
Census Block	3029
Census Tract	100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
May 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 10, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
May 21, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2021
Transfer Doc	0000003672
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003673
Date	May 21, 2021
Instrument	210003673

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001974
Date	May 13, 2019
Instrument	190001974

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000141
Date	Jan 10, 2019
Instrument	190000141

Lender

Name	BANK OF AMERICA NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 21, 2021
Property Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629
Document Number	210003672
Instrument Date	Apr 26, 2021
Instrument	210003672
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7984 CROYDON LN, GLOUCESTER, VA 23061-4629

Mortgage

Document Number	0210003673
Date	May 21, 2021
Instrument	210003673

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,657.00 (+14.44%)	$970,400 (+20.54%) Land $423,060 Building $547,340	$970,400 (+20.54%) Land $423,060 Building $547,340
2025	$4,943.00 (+5.33%)	$805,050 (-) Land $350,700 Building $454,350	$805,050 (-) Land $350,700 Building $454,350
2024	$4,693.00	$805,050 (-) Land $350,700 Building $454,350	$805,050 (-) Land $350,700 Building $454,350
2023	$4,693.00 (-1.1%)	$805,050 (+21.33%) Land $350,700 Building $454,350	$805,050 (+21.33%) Land $350,700 Building $454,350
2022	$4,745.00	$663,520 Land $300,700 Building $362,820	$663,520 Land $300,700 Building $362,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	74 (1985–2022)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Jul 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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