7983 Oak Hurst, Henderson, KY 42420 Property Records

Henderson County property record for 7983 Oak Hurst, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,537 sqft · built 2003
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2008)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85C-55`

Property Details

APN / Parcel Number

Primary APN	`85C-55`
Alternative APN	`35254`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,537 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,051 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Pool Area	510 sqft
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	35254
Street Address	7983 OAK HURST
City	HENDERSON
State	KY
Zip	42420-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	THORNRIDGE
Legal Block	2
Legal Lot Number	55
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	20703

Owner

Source: Henderson County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7983 OAK HURST, HENDERSON, KY 42420-8755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2008 · Amount on Record
Deed Sale	Feb 24, 2008 · Amount on Record
Deed Book / Page	563 / 583
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 8, 2026
Property Address	7983 OAK HURST, HENDERSON, KY 42420-8755
Document Number	0000009292
Book / Page	1513 / 704
Instrument Date	Jul 31, 2026
Instrument	20269292
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7983 OAK HURST, HENDERSON, KY 42420-8755

Mortgage

Document Number	0000009292,
Date	Sep 8, 2026
Book Page	1513/704
Instrument	20269292

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7983 OAK HURST, HENDERSON, KY 42420-8755
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1422/281
Date	Jul 10, 2023
Book Page	MT1422/281
Instrument	2023006143

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 29, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	5-Year TN
Max Rate	11.6%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,655.00 (-0.79%)	$505,000 (-)	$505,000 (-)
2023	$5,700.00	$505,000	$505,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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