7982 Somerset Dr, Largo, FL 33773 Property Records

Pinellas County property record for 7982 Somerset Dr, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 1991
Lot Size	0.163 acres (7,113 sqft)
Owner	2 Individual Names on File
Last Sale	$629,900 (Oct 2024)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-2797-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-2797-9`
Alternative APNs	`12-30-15-83917-000-1050` `301512839170001050` `153012839170001050` `R132395`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,113 sqft (0.163 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R132395
Street Address	7982 SOMERSET DR
City	LARGO
State	FL
Zip	33773-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SOMERSET LAKES UNIT FOUR LOT 105
Legal Range	15E
Legal Township	30S
Legal Section	12
Legal Subdivision	SOMERSET LAKES UNIT FOUR
Legal Tract	83917
Legal Lot Number	105
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25011

Owner

7982 Somerset Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7982 SOMERSET DR, LARGO, FL 33773-2934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Nov 8, 2016 · Amount on File
Deed Document Number	2024253666
Deed Book / Page	22944 / 147
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7982 SOMERSET DR, LARGO, FL 33773-2934
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7982 SOMERSET DR, LARGO, FL 33773-2934

Mortgage

Document Number	0223552074
Date	Feb 24, 2023
Book Page	22355/2074
Instrument	2023049654

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7982 SOMERSET DR, LARGO, FL 33773-2934
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7982 SOMERSET DR, LARGO, FL 33773-2934

Mortgage

Document Number	0217930975
Date	Nov 4, 2021
Book Page	21793/975
Instrument	2021361423

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7982 SOMERSET DR, LARGO, FL 33773-2934
Document Number	0207162132
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7982 SOMERSET DR LARGO FL 337732934, LARGO, FL 33773-2934

Mortgage

Document Number	0207162132
Date	Oct 2, 2019
Book Page	020716/002132
Instrument	317765

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7982 Somerset Dr was $7,082.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,082.00	$428,052	$505,270 Land $124,914 Building $380,356
2023	$4,314.00 (+2.59%) Homeowner's exemption	$277,464 (+3%)	$442,713 (+16.32%) Land $174,812 Building $267,901
2022	$4,205.00 Homeowner's exemption	$269,383	$380,593 Land $171,930 Building $208,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7982 Somerset Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7982 Somerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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