7982 Eldorado Rd, Prior Lake, MN 55372 Property Records

Scott County property record for 7982 Eldorado Rd, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 3,466 sqft · built 2025
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Oct 2025)
Tax Bill	$3,172 (2026)
Deeds & Mortgages	Jul 2025 Construction Loan Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-139008-0`

Property Details

APN / Parcel Number

Primary APN	`04-139008-0`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Building Area	3,466 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	109,336 sqft (2.51 acres)
Garage Area	1,250 sqft

Location & Zoning

Street Address	7982 ELDORADO RD
City	PRIOR LAKE
State	MN
Zip	55372-7554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 002 LOT 002 THE RANCH OF CREDIT RIVER
Legal Range	21W
Legal Township	114
Legal Section	28
Legal Subdivision	RANCH OF CREDIT RIVER, THE
Legal Block	2
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	CREDIT RIVER
Census Block Group	3
Census Block	3010
Census Tract	81002

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3865 N RIDGE DR, SAINT PAUL, MN 55123-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Construction Mortgage STERLING STATE BANK
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK
Nov 22, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	2025289916
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	000T275161
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	7982 ELDORADO RD, PRIOR LAKE, MN 55372-7554
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22133 LOGAN AVE, LAKEVILLE, MN 55044-8001

Mortgage

Document Number	000T288937
Date	Jul 17, 2025
Instrument	T288937

Lender

Name	STERLING STATE BANK
Type	Bank
Address	SAVAGE, MN 55378

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Oct 6, 2025
Property Address	7982 ELDORADO RD, PRIOR LAKE, MN 55372-7554
Document Number	000T289916
Instrument Date	Oct 6, 2025
Instrument	T289916
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$1,151.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3865 N RIDGE DR, EAGAN, MN 55123-2456

Mortgage

Document Number	000T289917
Date	Oct 6, 2025
Instrument	T289917

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Nov 22, 2024
Property Address	7982 ELDORADO RD, PRIOR LAKE, MN 55372-7554
Document Number	000T286312
Instrument Date	Oct 31, 2024
Instrument	T286312
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$854.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22133 LOGAN AVE, LAKEVILLE, MN 55044-8001

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jan 25, 2022
Property Address	7982 ELDORADO RD, PRIOR LAKE, MN 55372-7554
Document Number	000T275161
Instrument Date	Jan 24, 2022
Instrument	T275161
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$11,286.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20265 VERNON AVE, SHAKOPEE, MN 55372-8122
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Credit River City
County	Scott County
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,172.00 (+0.06%) Homeowner's exemption	$847,300 (+213.23%) Land $416,800 Building $430,500	$847,300 (+213.23%) Land $416,800 Building $430,500
2025	$3,170.00 Homeowner's exemption	$270,500 (+2%) Land $270,500	$270,500 (+2%) Land $270,500
2024	$3,170.00	$265,200 Land $265,200	$265,200 Land $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20
Nuvera Communications DSL · Fiber in parts of the area	30 / 3

May also be available: AT&T.

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