7981 Birmingham St, Houston, TX 77028 Property Records

Harris County property record for 7981 Birmingham St, Houston, TX 77028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2024
Lot Size	0.115 acres (5,013 sqft)
Owner	Individual Name on Record
Last Sale	$198,289 (May 2025)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	May 2025 Second Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081-413-000-0021`

Property Details

APN / Parcel Number

Primary APN	`081-413-000-0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	5,013 sqft (0.115 acres)
Lot Dimensions	80 ft deep x 50 ft wide
View / Lot	Interior
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0814130000021
Street Address	7981 BIRMINGHAM ST
City	HOUSTON
State	TX
Zip	77028-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 1 REBA SEC 3
Legal Subdivision	REBA SEC 3
Legal Block	1
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1024
Census Tract	230900

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSTON HABITAT FOR HUMANITY INC
May 19, 2025	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2022	Warranty Deed, Transfer
Mar 8, 2022	Warranty Deed, Transfer TEXAS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Deed Document Number	2025188713
Prior Transfer Date	Jun 22, 1999
Prior Transfer Doc	000X801216
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423

Mortgage

Document Number	0000188715
Date	May 19, 2025
Instrument	2025-188715

Lender

Name	HOUSTON HABITAT FOR HUMANITY INC
Type	Non-Lending Institution
Address	HOUSTON, TX 77029

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 30, 2055

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 19, 2025
Property Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423
Document Number	0000188713
Instrument Date	May 16, 2025
Instrument	2025-188713
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3750 N MCCARTY ST, HOUSTON, TX 77029-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423

Mortgage

Document Number	0000188714
Date	May 19, 2025
Instrument	2025-188714

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 16, 2022
Property Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423
Document Number	0000139177
Instrument Date	Mar 11, 2022
Instrument	2022-139177
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3750 N MCCARTY ST, HOUSTON, TX 77029-1046
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 8, 2022
Property Address	7981 BIRMINGHAM ST, HOUSTON, TX 77028-3423
Document Number	0000122620
Instrument Date	Mar 3, 2022
Instrument	2022-122620
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 SAN FELIPE ST STE 500, 500, HOUSTON, TX 77057-8003

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,924 (+3.52%) Land $72,104 Building $190,820	$262,924 (+3.52%) Land $72,104 Building $190,820
2025	$5,175.00 (+381.84%)	$253,973 (+493.23%) Land $72,104 Building $181,869	$253,973 (+493.23%) Land $72,104 Building $181,869
2024	$1,074.00 (+24.59%)
2023		$42,812 Land $42,812	$42,812 Land $42,812
2022	$862.00 (+160.42%)
2020	$331.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	40 (1983–2024)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 6 claims Hurricane Harvey, Aug 2017 · 13 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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