798 Wakulla Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 798 Wakulla Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,355 sqft · built 1972
Lot Size	0.227 acres (9,901 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Oct 2020)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-008010`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-008010`
Alternative APNs	`342826659500008010` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	88 sqft

Location & Zoning

Street Address	798 WAKULLA DR
City	WINTER HAVEN
State	FL
Zip	33884-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 & 32A S 34/35 T28 R26 LOTS 801 E& W 11 FT OF 802
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	801
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage SHIRUN GAZAR
Mar 1, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	2020231684
Deed Book / Page	11436 / 1464
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562

Mortgage

Document Number	0000242886
Date	Oct 15, 2025
Book Page	13738/1880
Instrument	2025242886

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 30, 2020
Property Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562
Document Number	0114361464
Book / Page	011436 / 001464
Instrument Date	Oct 23, 2020
Instrument	231684
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 WAKULLA DR WINTER HAVEN FL 338841562, WINTER HAVEN, FL 33884-1562

Mortgage

Document Number	114361466
Date	Oct 30, 2020
Book Page	011436/001466
Instrument	231685

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 8, 2020
Property Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562
Document Number	0113660550
Book / Page	011366 / 000550
Instrument Date	Aug 31, 2020
Instrument	185267
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4355 W KENNEDY BLVD TAMPA FL 336092126, TAMPA, FL 33609-2126

Mortgage

Document Number	113660552
Date	Sep 8, 2020
Book Page	011366/000552
Instrument	185268

Lender

Name	SHIRUN GAZAR
Address	303 CLOUDS PEAK DR, LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 1, 2017
Property Address	798 WAKULLA DR, WINTER HAVEN, FL 33884-1562
Document Number	0100782240
Book / Page	010078 / 002240
Instrument Date	Feb 24, 2017
Instrument	40248
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 WAKULLA DR WINTER HAVEN FL 338841562, WINTER HAVEN, FL 33884-1562

Mortgage

Document Number	100782242
Date	Mar 1, 2017
Book Page	010078/002242
Instrument	40249

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,010 (-8.27%) Land $37,620 Building $135,390	$173,010 (-8.27%) Land $37,620 Building $135,390
2025	$1,897.00 (-22.06%) Homeowner's exemption	$188,613 (-0.87%) Land $37,620 Building $150,993	$188,613 (-3.65%) Land $37,620 Building $150,993
2023	$2,434.00 (+3.22%) Homeowner's exemption	$190,262 (+3%)	$195,768 (+5.98%) Land $36,630 Building $159,138
2022	$2,358.00 Homeowner's exemption	$184,720 Land $30,690 Building $154,030	$184,720 Land $30,690 Building $154,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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