798 Main Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 798 Main Rd, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details1,456 sqft · built 2001
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$509,000 (Apr 2021)
Tax Bill$9,291 (2024)
Deeds & MortgagesNov 2022 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00110-0000-00005-1

Property Details

APN / Parcel Number

Primary APN21-00110-0000-00005-1
Alternative APN
  • 21001100000000050001

Interior

Stories2 Stories
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeBrick
Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Street Address798 RT 202
CityTOWACO
StateNJ
Zip07082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4B
Legal SubdivisionTOWNSHIP/MONTVILLE
Legal Block110
Legal Lot Number5.1
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group2
Census Block2000
Census Tract40805

Owner

Source: Morris County and Montville Township records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address798 RT 202, TOWACO, NJ 07082
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Intrafamily Transfer, Transfer · VA Mortgage
ROYAL UNITED MORTGAGE LLC
Apr 9, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2021 · Amount on Record
Deed SaleApr 9, 2021 · Amount on Record
Prior SaleDec 26, 2001 · Amount on Record
Deed Document Number202135339
Deed Book / Page24094 / 1822
Prior Transfer DateJun 11, 2015
Prior Transfer Doc0000035436
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORRIS NJ
Recording DateNov 7, 2022
Property Address798 MAIN RD, TOWACO, NJ 07082-1325
Document Number0245241456
Book / Page24524 / 1456
Instrument DateSep 9, 2022
Instrument2022072446
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyNATIONS LENDING SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address798 MAIN RD, TOWACO, NJ 07082-1325

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 MAIN RD, TOWACO, NJ 07082-1325

Mortgage

Document Number0245241462
DateNov 7, 2022
Book Page24524/1462
Instrument2022072447
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2052

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateApr 9, 2021
Property Address798 MAIN RD, TOWACO, NJ 07082-1325
Document Number0240941822
Book / Page24094 / 1822
Instrument DateJan 29, 2021
Instrument2021035339
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyCATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,261.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82 RICHARD MINE RD, DOVER, NJ 07801-1610

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 MAIN RD, TOWACO, NJ 07082-1325

Mortgage

Document Number2021035340
DateApr 9, 2021
Instrument2021035340
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,100 (-) Land $133,600 Building $214,500$348,100 (-) Land $133,600 Building $214,500
2025$348,100 (-) Land $133,600 Building $214,500$348,100 (-) Land $133,600 Building $214,500
2024$9,291.00
2023$348,100 Land $133,600 Building $214,500$348,100 Land $133,600 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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