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798 King Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 798 King Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1979
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Tax Bill$1,170 (2025)
Deeds & MortgagesDec 2025 Transfer
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9598524155

Property Details

APN / Parcel Number

Primary APN9598524155
Alternative APNs
  • 0201003
  • 201003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,208 sqft Heated Area
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
PorchPatio
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number201003
Street Address798 KING RD
CityFLAT ROCK
StateNC
Zip28731-5615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code201003~R2R
Legal DescriptionSR1801 ON KING RD
Legal SubdivisionARNOLD CASE
Legal Block52
Legal Lot Number4155
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1007
Census Tract930201

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address798 KING RD, FLAT ROCK, NC 28731-5615
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Intrafamily Transfer, Transfer
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Oct 28, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 5, 2025
Transfer Doc0043730044
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateDec 5, 2025
Property Address798 KING RD, FLAT ROCK, NC 28731-5615
Document Number0043730044
Book / Page4373 / 44
Instrument DateDec 5, 2025
Instrument1001041336
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address798 KING RD, FLAT ROCK, NC 28731-5615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address798 KING RD, FLAT ROCK, NC 28731-5615

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address798 KING RD, FLAT ROCK, NC 28731-5615
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038160028
DateNov 5, 2021
Book Page3816/28
Instrument966747
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address798 KING RD, FLAT ROCK, NC 28731-5615
Document Number0034080665
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 KING RD FLAT ROCK NC 287315615, FLAT ROCK, NC 28731-5615

Mortgage

Document Number0034080665
DateNov 4, 2019
Book Page003408/000665
Instrument913995
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,600 (-) Land $27,400 Building $181,200
2025$1,170.00$208,600 (-) Land $27,400 Building $181,200
2024$1,170.00
2023$208,600 Land $27,400 Building $181,200$208,600 Land $27,400 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

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