798 Co Rd 985, Arley, AL 35541 Property Records

Cullman County property record for 798 Co Rd 985, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft · built 1950
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2026)
Tax Bill	$149 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-04-19-0-000-014.001`

Property Details

APN / Parcel Number

Primary APN	`19-04-19-0-000-014.001`
Alternative APNs	`75886` `31550`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Base Area
1st Floor Area	1,136 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,185 sqft (0.67 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	31550
Street Address	798 COUNTY ROAD 985
City	ARLEY
State	AL
Zip	35541-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.67 AC - COMM NE COR NE1/4 NW1/4 S 605(S) TO CO RD, SW ALG RD 320(S), TO POB, NW 200, SW 150, SE 191.7, E 15 TO CO RD,N E ALG
Jurisdiction	CULLMAN AL
Township / Civil Division	JONES CHAPEL
Census Block Group	3
Census Block	3034
Census Tract	964500

Owner

798 Co Rd 985 is owned by an individual who bought it in August 2026.

Source: Cullman County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	760 COUNTY ROAD 985, ARLEY, AL 35541-5013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Apr 1, 2025 · Amount on File
Deed Document Number	2026
Deed Book / Page	787 / 612
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0787000612
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULLMAN AL
Recording Date	Aug 24, 2026
Property Address	798 COUNTY ROAD 985, ARLEY, AL 35541-5013
Document Number	0787000612
Book / Page	787 / 612
Instrument Date	Aug 20, 2026
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,090.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 COUNTY ROAD 985, ARLEY, AL 35541-5013

Mortgage

Document Number	2179000809,
Date	Aug 24, 2026
Book Page	2179/809

Lender

Name	CULLMAN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 798 Co Rd 985 was $149.

Source: Cullman County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$149.00	$5,740	$57,200 Land $8,100 Building $49,100
2023	Homeowner's exemption	$5,200	$51,800 Land $7,500 Building $44,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 798 Co Rd 985 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 798 Co Rd 985 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000