798 3rd Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 798 3rd Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,663 sqft · built 1944
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$86,100 (Apr 1998)
Tax Bill	$709 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-14-16-428-013`

Property Details

APN / Parcel Number

Primary APN	`64-14-16-428-013`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	1,507 sqft
Basement Area	1,507 sqft
Unfinished Basement	1,507 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	130 ft deep x 78 ft wide
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	798 3RD AVE
City	PONTIAC
State	MI
Zip	48340-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 16 JOSLYN GARDEN'S SUB E 1/2 OF LOT 244, ALSO ALL OF LOT 245
Legal Range	10E
Legal Township	03N
Legal Section	16
Legal Subdivision	JOSLYN GARDEN'S
Legal Lot Number	244-245
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	141400

Owner

798 3rd Ave is owned and occupied by an individual who acquired it in April 2006.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	798 3RD AVE, PONTIAC, MI 48340-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 1998 · Amount on File
Deed Sale	Apr 3, 1998 · Amount on File
Last Transfer Date	Apr 24, 2006
Transfer Doc	0000126309
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	798 3RD AVE, PONTIAC, MI 48340-2012
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 3RD AVE, PONTIAC, MI 48340-2012

Mortgage

Document Number	20260007135
Date	Jan 15, 2026
Book Page	60877/37
Instrument	20260007135

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	798 3RD AVE, PONTIAC, MI 48340-2012
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 3RD AVE, PONTIAC, MI 48340-2012

Mortgage

Document Number	20250140512
Date	Nov 5, 2025
Book Page	60683/6
Instrument	20250140512

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 798 3rd Ave was $709 with a homeowner's exemption, down 10.9% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (-10.93%) Homeowner's exemption	$56,510	$113,020
2024	$796.00
2023		$45,440	$90,880
2021	$682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 798 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 798 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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