7979 Sandy Bottom Rd, Chestertown, MD 21620 Property Records

Kent County property record for 7979 Sandy Bottom Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,696 sqft · built 1910
Lot Size	4.74 acres (206,474 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Dec 2020)
Tax Bill	$3,315 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-022022`

Property Details

APN / Parcel Number

Primary APN	`06-022022`
Alternative APNs	`6022022` `022022`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,696 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	206,474 sqft (4.74 acres)
Porch	Slab
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022022
Street Address	7979 SANDY BOTTOM RD
City	CHESTERTOWN
State	MD
Zip	21620-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	4.74 7979 SANDY BOTTOM ROAD W OF CHESTERTOWN
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	2
Census Block	2005
Census Tract	950400

Owner

7979 Sandy Bottom Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Kent County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7979 SANDY BOTTOM RD, CHESTERTOWN, MD 21620-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Dec 28, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Jun 6, 2002 · Amount on File
Deed Book / Page	1115 / 135
Transfer Doc	0000000355
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	7979 SANDY BOTTOM RD, CHESTERTOWN, MD 21620-4528
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012200056
Date	Dec 28, 2021
Book Page	1220/56

Lender

Name	FIRST HOME MORTGAGE CORPORATION
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Dec 28, 2020
Property Address	7979 SANDY BOTTOM RD, CHESTERTOWN, MD 21620-4528
Document Number	0011150135
Book / Page	1115 / 135
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7979 SANDY BOTTOM RD, CHESTERTOWN, MD 21620-4528

Mortgage

Document Number	0001115139
Date	Dec 28, 2020
Instrument	1115/139

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7979 Sandy Bottom Rd was $3,315, up 9.6% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,315.00 (+9.62%)	$287,067	$312,700 Land $77,800 Building $234,900
2025	$3,024.00
2023	$2,200.00	$213,100	$235,800 Land $77,800 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7979 Sandy Bottom Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 individual policies
Nearby Flood Policies	80 units insured incl. 30 condo units
Nearby Flood Claims	4 (2003–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7979 Sandy Bottom Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Breezeline, IQ Fiber.

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