Wayne County property record for 7978 Zigler Rd, Sterling, OH 44276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,536 sqft · built 1982 |
| Lot Size | 1.59 acres (69,652 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01702-000 |
| Primary APN | 36-01702-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Upper Floors Area | 596 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 69,652 sqft (1.59 acres) |
| Garage Type | Detached |
| Garage Area | 1,240 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 180 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1330-2 |
|---|---|
| Street Address | 7978 ZIGLER RD |
| City | STERLING |
| State | OH |
| Zip | 44276-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-18-04 SWPT SE 1.5992A CD 84 |
| Legal Range | 12W |
| Legal Township | 18N |
| Legal Section | 04 |
| Jurisdiction | WAYNE OH |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2500 |
Source: Wayne County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7978 ZIGLER RD, STERLING, OH 44276-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 14, 2017 | Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB |
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1987 |
| Deed Sale | Jan 1, 1987 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000011487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 7978 ZIGLER RD, STERLING, OH 44276-9616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014602 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 873/0508 |
| Instrument | 201700014602 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Address | WESTFIELD CENTER, OH 44251 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE OH |
| Property Address | 7978 ZIGLER RD, STERLING, OH 44276-9616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004743 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 908/3508 |
| Instrument | 202000004743 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Address | WESTFIELD CENTER, OH 44251 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wayne County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Wayne County |
| County Subdivision | Milton Township |
| Unified School District | Norwayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900.00 (-7.67%) | $138,670 (-0.47%) Land $21,000 Building $117,670 | $396,210 (-0.47%) Land $60,010 Building $336,200 |
| 2024 | $5,307.00 (+5.55%) Homeowner's exemption | $139,330 (-) Land $21,000 Building $118,330 | $398,100 (-) Land $60,010 Building $338,090 |
| 2023 | $5,028.00 (+20.37%) Homeowner's exemption | $139,330 (+33%) Land $21,000 Building $118,330 | $398,100 (+33%) Land $60,010 Building $338,090 |
| 2022 | $4,177.00 Homeowner's exemption | $104,760 Land $15,790 Building $88,970 | |
| 2020 | $299,330 Land $45,120 Building $254,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Untangled.Network Fixed Wireless | 1,000 / 1,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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