7978 Sunset Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7978 Sunset Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,138 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Mar 2022)
Tax Bill	$6,779 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244-0058-005-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0058-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
1st Floor Area	1,732 sqft
2nd Floor Area	406 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7978 SUNSET AVE
City	FAIR OAKS
State	CA
Zip	95628-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND HILLS, LOT 3
Legal Subdivision	HIGHLAND HILLS
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3000
Census Tract	8009

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Intrafamily Transfer, Transfer
Mar 24, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage DEVON BANK
Jul 23, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit SAFE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Book / Page	20220324 / 715
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	0000000957
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2022
Property Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Document Number	0000000716
Map Reference	MB 62 MAP 28
Instrument Date	Mar 23, 2022
Instrument	2022032400716
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2022
Property Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Document Number	0000000715
Map Reference	MB 62 MAP 28
Instrument Date	Mar 21, 2022
Instrument	2022032400715
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011

Mortgage

Document Number	0000000717
Date	Mar 24, 2022
Instrument	2022032400717

Lender

Name	DEVON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 23, 2021
Property Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Document Number	0000000868
Map Reference	MB 62 MAP 28
Instrument Date	Jul 16, 2021
Instrument	202107230868
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001560
Date	Apr 28, 2017
Book Page	20170428/1560

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7978 SUNSET AVE, FAIR OAKS, CA 95628-5011
Document Number	1807300369
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7978 SUNSET AVE FAIR OAKS CA 956285011, FAIR OAKS, CA 95628-5011

Mortgage

Document Number	1807300369
Date	Jul 30, 2018
Instrument	1807300369

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$589,000 (+4.25%) Land $250,000 Building $339,000
2025	$6,779.00 (-9.08%) Homeowner's exemption	$565,000 (-6.11%) Land $200,000 Building $365,000
2024	$7,456.00 (+17.03%)
2023	$6,371.00 (-12.67%) Homeowner's exemption	$601,800 Land $204,000 Building $397,800
2022	$7,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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