7978 Saint Monica Dr, Dundalk, MD 21222 Property Records

Baltimore County property record for 7978 Saint Monica Dr, Dundalk, MD 21222

Property Summary

Property Type	Townhouse
Details	1 ba · 1,024 sqft · built 1956
Lot Size	0.06 acres (2,600 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Jun 2004)
Tax Bill	$2,419 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage + 2 more
APN	`15-1526655060`

Property Details

APN / Parcel Number

Primary APN	`15-1526655060`
Alternative APN	`1526655060`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,600 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 26.3 ft wide
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1526655060
Street Address	7978 SAINT MONICA DR
City	DUNDALK
State	MD
Zip	21222-3535
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	NORTH POINT VILLAGE
Legal Subdivision	NORTH POINT VILLAGE
Legal Block	H
Legal Lot Number	40
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2014
Census Tract	452500

Owner

7978 Saint Monica Dr, a townhouse, is owned by a company that bought it in June 2004 and is owner-occupied.

Source: Baltimore County records, as of August 12, 2026

Owner of Record	Company Name on File
Mailing Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 6, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 14, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2004 · Amount on File
Deed Sale	Jun 22, 2004 · Amount on File
Deed Document Number	2004289209
Deed Book / Page	20275 / 257
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Jun 17, 2026
Property Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535
Document Number	5143000199
Book / Page	51431 / 199
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535

Mortgage

Document Number	5143000199,
Date	Jun 17, 2026
Book Page	51431/199

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535

Mortgage

Document Number	0483570323
Date	Sep 6, 2023
Book Page	48357/323

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0474510192
Date	Oct 14, 2022
Book Page	47451/192

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7978 SAINT MONICA DR, DUNDALK, MD 21222-3535
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	PREMIUM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436840239
Date	Nov 24, 2020
Book Page	43684/239

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,967	$144,800 Land $45,000 Building $99,800
2024	$2,419.00 (+97.95%)
2023	$1,222.00 Homeowner's exemption	$115,300 Land $45,000 Building $70,300	$115,300 Land $45,000 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7978 Saint Monica Dr; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7978 Saint Monica Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile.

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