7978 Ripco Rd, Eagle River, WI 54521 Property Records

Oneida County property record for 7978 Ripco Rd, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	9.89 acres (430,808 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Mar 2020)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SU 1327 2`

Property Details

APN / Parcel Number

Primary APN	`SU 1327 2`

Exterior

Lot Area	430,808 sqft (9.89 acres)

Location & Zoning

Street Address	7978 RIPCO RD
City	EAGLE RIVER
State	WI
Zip	54521-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 803780/788653 PT NW SW, SW 1/4 EXC TWN RD 9.894CA/-SA
Legal Range	10E
Legal Township	39N
Legal Section	20
Jurisdiction	ONEIDA WI
Township / Civil Division	SUGAR CAMP
Census Block Group	1
Census Block	1018
Census Tract	970104

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7978 RIPCO RD, EAGLE RIVER, WI 54521-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2020803780
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Mar 23, 2020
Property Address	7978 RIPCO RD, EAGLE RIVER, WI 54521-9204
Document Number	0000803780
Instrument Date	Mar 18, 2020
Instrument	803780
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000803781
Date	Mar 23, 2020
Instrument	803781

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Nov 26, 2018
Property Address	7978 RIPCO RD, EAGLE RIVER, WI 54521-9204
Document Number	0000788653
Instrument Date	Nov 20, 2018
Instrument	788653
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7978 RIPCO RD, EAGLE RIVER, WI 54521-9204

Mortgage

Document Number	0000788654
Date	Nov 26, 2018
Instrument	788654

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Sugar Camp Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00 (-3.02%)	$296,200 (-) Land $42,200 Building $254,000	$505,538 Land $72,025 Building $433,513
2023	$3,546.00 Homeowner's exemption	$296,200 Land $42,200 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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