7978 Pine Dr, Eveleth, MN 55734 Property Records

St. Louis County property record for 7978 Pine Dr, Eveleth, MN 55734

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,086 sqft
Lot Size	0.925 acres (40,314 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2018)
Tax Bill	$2,490 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-0174-00040`

Property Details

APN / Parcel Number

Primary APN	`340-0174-00040`
Alternative APN	`1058111`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,086 sqft Gross Area
1st Floor Area	1,086 sqft
Basement Area	945 sqft
Finished Basement	945 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	40,314 sqft (0.925 acres)
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1058111
Street Address	7978 PINE DR
City	EVELETH
State	MN
Zip	55734-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT 4 EX WLY 15 FT AND LOT 5 SERIAL #
Legal Subdivision	UNO MAKI TOWN OF FAYAL
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	FAYAL
Census Block Group	2
Census Block	2007
Census Tract	13400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7978 PINE DR, EVELETH, MN 55734-4048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH
May 28, 2020	Deed of Trust, Mortgage · Conventional with PMI MINERS NAT'L BK/EVELETH
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	20181340714
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7978 PINE DR, EVELETH, MN 55734-4048
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001451029
Date	Sep 1, 2022
Instrument	1451029

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7978 PINE DR, EVELETH, MN 55734-4048
Document Number	00A1381652
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7978 PINE DR EVELETH MN 557344048, EVELETH, MN 55734-4048

Mortgage

Document Number	00A1381652
Date	Jun 5, 2020
Instrument	A1381652

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 14, 2018
Property Address	7978 PINE DR, EVELETH, MN 55734-4048
Document Number	0001340714
Instrument Date	Sep 14, 2018
Instrument	1340714
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7978 PINE DR, EVELETH, MN 55734-4048

Mortgage

Document Number	0001340715
Date	Sep 14, 2018
Instrument	1340715

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fayal Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,490.00 (+18.46%) Homeowner's exemption
2025	$2,102.00 (-8.93%) Homeowner's exemption	$274,600 (+14.75%) Land $54,500 Building $220,100	$274,600 (+14.75%) Land $54,500 Building $220,100
2024	$2,308.00	$239,300 (+17.53%) Land $50,500 Building $188,800	$239,300 (+17.53%) Land $50,500 Building $188,800
2022		$203,600 Land $46,400 Building $157,200	$203,600 Land $46,400 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eveleth serves 3,770 people · EPA ID MN1690018
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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