7978 Oak Ave, Citrus Heights, CA 95610 Property Records

Sacramento County property record for 7978 Oak Ave, Citrus Heights, CA 95610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,210 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$352,000 (Aug 2020)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`257-0011-005-0000`

Property Details

APN / Parcel Number

Primary APN	`257-0011-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7978 OAK AVE
City	CITRUS HEIGHTS
State	CA
Zip	95610-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	SUNRISE ESTATES 01, LOT 31
Legal Subdivision	SUNRISE ESTATES 01
Legal Lot Number	31
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	8120

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6030 LONG ACRES CT, FAIR OAKS, CA 95628-2643
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK
Sep 24, 2021	Grant Deed, Transfer
Sep 24, 2021	Intrafamily Transfer, Transfer
Sep 24, 2021	Intrafamily Transfer, Transfer
Sep 24, 2021	Grant Deed, Transfer
Aug 14, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 7, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MTG
Jun 13, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Book / Page	20200814 / 1033
Prior Transfer Date	Oct 15, 2007
Prior Transfer Doc	0000000939
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001045
Date	Aug 24, 2022
Instrument	2022082401045

Lender

Name	FIVE STAR BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2021092400707
Map Reference	MB 97 MAP 24
Instrument Date	Feb 16, 2021
Instrument	2021092400707
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6030 LONG ACRES CT, FAIR OAKS, CA 95628-2643
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2021092400706
Map Reference	MB 86 MAP 12
Instrument Date	Feb 11, 2021
Instrument	2021092400706
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6030 LONG ACRES CT, FAIR OAKS, CA 95628-2643

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2021092400708
Instrument Date	Feb 11, 2021
Instrument	2021092400708
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6030 LONG ACRES CT, FAIR OAKS, CA 95628-2643

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2021092400710
Map Reference	MB 86 MAP 12
Instrument Date	Feb 11, 2021
Instrument	2021092400710
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6030 LONG ACRES CT, FAIR OAKS, CA 95628-2643
Investor	Possibly a Property Investor

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2020
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2008141033
Instrument Date	Aug 9, 2020
Instrument	2008141033
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6030 LONG ACRES CT FAIR OAKS CA 956282643, FAIR OAKS, CA 95628-2643

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	2001130651
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 OAK AVE CITRUS HEIGHTS CA 956102525, CITRUS HEIGHTS, CA 95610-2525

Mortgage

Document Number	2001130651
Date	Jan 13, 2020
Instrument	2001130651

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2018
Property Address	7978 OAK AVE, CITRUS HEIGHTS, CA 95610-2525
Document Number	1806131514
Instrument Date	Jun 8, 2018
Instrument	1806131514
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 OAK AVE CITRUS HEIGHTS CA 956102525, CITRUS HEIGHTS, CA 95610-2525

Mortgage

Document Number	1806131515
Date	Jun 13, 2018
Instrument	1806131515

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$388,632 (+2%) Land $110,406 Building $278,226
2025	$4,536.00 (+0.96%)	$381,013 (+4.04%) Land $108,242 Building $272,771
2024	$4,493.00 (+2.6%)
2023	$4,379.00 (+0.53%)	$366,220 Land $104,040 Building $262,180
2022	$4,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cal.net, T-Mobile.

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