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7978 Caminito del Cid, La Jolla, CA 92037 Property Records

San Diego County property record for 7978 Caminito del Cid, La Jolla, CA 92037

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,882 sqft · built 1976
Lot Size4.08 acres (177,965 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (May 2016)
Tax Bill$7,970 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN346-530-24-41

Property Details

APN / Parcel Number

Primary APN346-530-24-41

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,882 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCondo/Apartment
Lot Area177,965 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address7978 CAMINITO DEL CID
CityLA JOLLA
StateCA
Zip92037-3406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeLJSPD-V
Legal DescriptionLOT 1 US 41PER DOC75-315245 & UND INT IN TR 008076
Legal SubdivisionDEL CHARRO WOODS
Legal Tract008076
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract8312

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7978 CAMINITO DEL CID, LA JOLLA, CA 92037-3406
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2016 · Amount on Record
Deed SaleMay 13, 2016 · Amount on Record
Prior SaleJul 27, 2006 · Amount on Record
Deed Document Number2016233507
Prior Transfer DateJan 12, 2016
Prior Transfer Doc0000233507
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7978 CAMINITO DEL CID, LA JOLLA, CA 92037-3406
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7978 CAMINITO DEL CID, LA JOLLA, CA 92037-3406

Mortgage

Document Number0000001942
DateJan 4, 2021
Instrument2021-0001942
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7978 CAMINITO DEL CID, LA JOLLA, CA 92037-3406
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7978 CAMINITO DEL CLD, LA JOLLA, CA 92037-3406

Mortgage

Document Number0000091541
DateFeb 5, 2021
Instrument2021-0091541
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$654,260 (+2%) Land $442,077 Building $212,183
2025$7,970.00 (+6.3%) Homeowner's exemption$641,432 (+4.04%) Land $433,409 Building $208,023
2023$7,498.00 (+2.75%) Homeowner's exemption$616,527 Land $416,580 Building $199,947
2022$7,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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