7977 Millstream Ct, Elkridge, MD 21075 Property Records

Howard County property record for 7977 Millstream Ct, Elkridge, MD 21075 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1984
Square Footage	1,160 sqft Total Area
Lot Size	289,532 sqft (6.64 acres)
Occupancy	Owner Occupied
Last Sale	$120,200 (1997)
Tax Bill	$4,622.00 (2025)

Owner

Source: Howard County records · APN 01-197460

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	7977 MILLSTREAM CT, ELKRIDGE, MD 21075-6144
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 1997 · Amount on Record
Deed Sale	Sep 09, 1997 · Amount on Record
Prior Sale	Aug 31, 1989 · Amount on Record
Deed Doc Number	19975682
Deed Book / Page	4056 / 282
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Apr 01, 2026
Property Address	7977 MILLSTREAM CT, ELKRIDGE, MD 21075-6144
Document Number	2317000338
Book / Page	23174 / 338
Instrument Date	Mar 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	298
Address	7977 MILLSTREAM CT, ELKRIDGE, MD 21075-6144

Mortgage

Document Number	2317000338,
Date	Apr 01, 2026
Book Page	23174/338

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,500 (+8.86%) Land $165,000 Building $180,500	$345,500 (-) Land $165,000 Building $180,500
2025	$4,622.00 (+5.14%) Homeowner's exemption	$317,367 (+21.55%)	$345,500 (+32.32%) Land $165,000 Building $180,500
2024	$4,396.00 (+49.57%)
2023		$261,100 Land $125,000 Building $136,100	$261,100 Land $125,000 Building $136,100
2022	$2,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`01-197460`
Alternative APNs	`1197460` `197460`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,160 sqft Total Area
Basement Area	350 sqft Basement
Finished Basement	350 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	289,532 sqft (6.64 acres)
Deck Area	216 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	197460
Street Address	7977 MILLSTREAM CT
City	ELKRIDGE
State	MD
Zip	21075-6144
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 25 .066 A 7977 MILLSTREAM CT THOMPSONS S 3 AR 1
Legal Subdivision	THOMPSONS SEC 03 AREA 01
Legal Lot Number	25
Jurisdiction	HOWARD MD
Minor Civil Division	1, ELKRIDGE
Census Blockgroup	2
Census Block	2003
Census Tract	601108