Hillsborough County property record for 7977 Bumpy Way, Plant City, FL 33565
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 3,631 sqft · built 2002 |
| Lot Size | 19.6 acres (855,262 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 080133-0000 |
| Primary APN | 080133-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,631 sqft Gross Area |
| 1st Floor Area | 2,321 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 855,262 sqft |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 590 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0801330000 |
|---|---|
| Street Address | 7977 BUMPY WAY |
| City | PLANT CITY |
| State | FL |
| Zip | 33565-7106 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | AR |
| Legal Description | E 1/2 OF SW 1/4 OF NE 1/4 LESS N 35 FT FOR EASEMENT |
| Legal Range | 21E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 3 |
| Legal Lot Number | 29540 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PLANT CITY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14300 |
Source: Hillsborough County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7977 BUMPY WAY, PLANT CITY, FL 33565-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7977 BUMPY WAY, PLANT CITY, FL 33565-7106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021541535 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021541535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7977 BUMPY WAY, PLANT CITY, FL 33565-7106 |
| Document Number | 0262420371 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7977 BUMPY WAY PLANT CITY FL 335657106, PLANT CITY, FL 33565-7106 |
| Document Number | 0262420371 |
|---|---|
| Date | Dec 1, 2018 |
| Book Page | 026242/000371 |
| Instrument | 482156 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 30, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,691 (+2.5%) | $941,720 (+3.79%) Land $510,113 Building $431,607 | |
| 2025 | $4,504.00 (-21.04%) Homeowner's exemption | $253,353 (-24.93%) Land $155,986 Building $97,367 | $907,355 (+9.36%) Land $469,215 Building $438,140 |
| 2023 | $5,704.00 (+4.18%) Homeowner's exemption | $337,497 (+3%) | $829,714 (+5.45%) Land $396,731 Building $432,983 |
| 2022 | $5,475.00 Homeowner's exemption | $327,667 | $786,798 Land $343,411 Building $443,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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