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7977 124th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 7977 124th Ter, Largo, FL 33773 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,532 sqft · built 1992
Lot Size0.163 acres (7,131 sqft)
Owner2 Individual Names on File
Last Sale$101,800 (Jun 1992)
Tax Bill$2,442 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-750-2781-3

Property Details

APN / Parcel Number

Primary APNC62-000-750-2781-3
Alternative APNs
  • 12-30-15-83917-000-0890
  • 153012839170000890
  • R132379

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,532 sqft Heated Area
1st Floor Area1,532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,131 sqft (0.163 acres)
Lot Dimensions110 ft deep x 65 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area216 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR132379
Old Parcel Number153012839170000890
Street Address7977 124TH TER
CityLARGO
StateFL
Zip33773-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET LAKES UNIT FOUR LOT 89
Legal Range15
Legal Township30
Legal Section12
Legal SubdivisionSOMERSET LAKES UNIT FOUR
Legal Lot Number89
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2064
Census Tract25021

Owner

Source: Pinellas County records · APN C62-000-750-2781-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7977 124TH TER, LARGO, FL 33773-2922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 1992 · Amount on Record
Deed SaleJun 29, 1992 · Amount on Record
Deed Document Number0079531366
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7977 124TH TER, LARGO, FL 33773-2922
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210681760
DateJul 07, 2020
Book Page21068/1760
Instrument2020201966
Lender
NamePINELLAS FCU
TypeCredit Union
AddressLARGO, FL 33771
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 06, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,442.00 (+9.56%) Homeowner's exemption$168,143 (+5.99%)$359,235 (-0.06%) Land $119,621 Building $239,614
2023$2,229.00 (+3.19%) Homeowner's exemption$158,645 (+3%)$359,464 (+16.07%) Land $164,441 Building $195,023
2022$2,160.00 Homeowner's exemption$154,024$309,695 Land $154,137 Building $155,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 94 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims3 (2017–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 495 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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