Hamilton County property record for 7976 Valley Crossing Dr, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,000 sqft · built 2015 |
| Lot Size | 0.206 acres (8,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Sep 2024) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0370-0204-00 |
| Primary APN | 510-0370-0204-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 1,120 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,995 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7976 VALLEY CROSSING DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CROSSING DRLOT 131 0.2065 AC STONERIDGE ESTATES SUB SEC 4 BLK A |
| Legal Subdivision | AC STONERIDGE ESTATES |
| Legal Block | A |
| Legal Lot Number | 131 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Mar 8, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage RIVERHILLS BANK |
| Sep 5, 2024 | Warranty Deed, Transfer · FHA Mortgage RIVERHILLS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Deed Document Number | 0000061873 |
| Deed Book / Page | 15244 / 573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000019464 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 14355/1766 |
| Instrument | 2021-0019464 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.79% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.79% |
| Index | Prime Rate |
| Max Rate | 8.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000029316 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 14369/3736 |
| Instrument | 2021-0029316 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Document Number | 0000078450 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 15517/2106 |
| Instrument | 2025-0078450 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, ATS |
| Name | Verified Name |
|---|---|
| Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Document Number | 0000054951 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 15463/835 |
| Instrument | 2025-0054951 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 5, 2024 |
| Property Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Document Number | 0000061873 |
| Book / Page | 15244 / 573 |
| Instrument Date | Aug 28, 2024 |
| Instrument | 2024-0061873 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7976 VALLEY CROSSING DR, CINCINNATI, OH 45247-1102 |
| Document Number | 0000061874 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 2024-0061874 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,134.00 (+2.09%) | $88,662 (-) Land $14,560 Building $74,102 | |
| 2024 | $5,029.00 (+1.21%) | $88,662 (-) Land $14,560 Building $74,102 | |
| 2023 | $4,969.00 (-0.12%) | $88,662 (+22%) Land $14,560 Building $74,102 | $253,320 (+22.01%) Land $41,600 Building $211,720 |
| 2022 | $4,975.00 | $72,671 Land $14,711 Building $57,960 | |
| 2020 | $207,630 Land $42,030 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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