7976 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 7976 FM 2578, Terrell, TX 75160

Property Summary

Property Type	Rural Home
Details	3 ba · 3,187 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$4,410 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6021`

Property Details

APN / Parcel Number

Primary APN	`R6021`
Alternative APN	`99.0166.0000.0630.00.06.00`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,187 sqft Living Area
Gross Area	3,976 sqft
1st Floor Area	3,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	63 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R6021
Old Parcel Number	99016600000630000600
Street Address	7976 FM 2578
City	TERRELL
State	TX
Zip	75160-7533
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MARY GILBREATH, TRACT 630.00; 1. ACRES, & HOUSE & HOUSE
Legal Subdivision	MARY GILBREATH
Legal Tract	630.00
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3020
Census Tract	50701

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7976 FM 2578, TERRELL, TX 75160-7533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY MORTGAGE CORPORATION OF TEXAS
Sep 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage INTEGRITY MORTGAGE CORPORATION OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2015
Deed Sale	Nov 12, 2015
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	21684
Deed Book / Page	4917 / 190
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	7976 FM 2578, TERRELL, TX 75160-7533
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073720403
Date	Dec 13, 2021
Book Page	7372/403
Instrument	2021-0051140

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF TEXAS
Type	Mortgage Company
Address	ROCKWALL, TX 75032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	7976 FM 2578, TERRELL, TX 75160-7533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061340219
Date	Sep 11, 2019
Book Page	6134/219
Instrument	2019-0022206

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF TEXAS
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,006 (+5.27%)	$542,569 (+59.98%) Land $24,489 Building $518,080
2024	$4,410.00 (+12.53%)
2023	$3,919.00 (+12.42%) Homeowner's exemption	$339,139 Land $22,489 Building $316,650	$339,139 Land $22,489 Building $316,650
2022	$3,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSE HILL SUD serves 4,827 people · EPA ID TX1290023
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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