Lake County property record for 7976 Deborah Ct, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,324 sqft · built 1993 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,750 (Jul 2005) |
| Tax Bill | $11,079 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-A-022-G-00-012-0 |
| Primary APN | 16-A-022-G-00-012-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,078 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7976 DEBORAH CT |
|---|---|
| City | MENTOR |
| State | OH |
| Zip | 44060-7320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 2 & 3 TRACT 1 |
| Legal Subdivision | MORNING GLEN ESTATES |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 203500 |
Source: Lake County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7976 DEBORAH CT, MENTOR, OH 44060-7320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL CU INC |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2005 · Amount on Record |
| Deed Sale | Jul 7, 2005 · Amount on Record |
| Prior Sale | Oct 20, 1993 · Amount on Record |
| Deed Document Number | 200528297 |
| Last Transfer Date | May 26, 2006 |
| Transfer Doc | 0000022654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 7976 DEBORAH CT, MENTOR, OH 44060-7320 |
| Document Number | 0000013898 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202613898 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000013898, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202613898 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7976 DEBORAH CT, MENTOR, OH 44060-7320 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018592 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021R018592 |
| Name | CARDINAL CU INC |
|---|---|
| Type | Credit Union |
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7976 DEBORAH CT, MENTOR, OH 44060-7320 |
| Document Number | 0000004125 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7976 DEBORAH CT MENTOR OH 440607320, MENTOR, OH 44060-7320 |
| Document Number | 0000004125 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 4125 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,430 (+38.26%) Land $30,980 Building $116,450 | $421,230 (+38.27%) Land $88,520 Building $332,710 | |
| 2023 | $11,079.00 (+119.91%) Homeowner's exemption | $106,630 (-) Land $25,390 Building $81,240 | |
| 2022 | $5,038.00 Homeowner's exemption | $106,630 Land $25,390 Building $81,240 | |
| 2021 | $304,650 Land $72,530 Building $232,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1998) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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