7976 Davis Rd, Saginaw, MI 48604 Property Records

Saginaw County property record for 7976 Davis Rd, Saginaw, MI 48604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,505 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2024)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-13-4-24-2017-000`

Property Details

APN / Parcel Number

Primary APN	`18-13-4-24-2017-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,505 sqft Living Area
1st Floor Area	1,505 sqft
Basement Area	1,505 sqft
Unfinished Basement	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	117 ft deep x 142 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	193 sqft
Deck Area	Deck Area
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7976 DAVIS RD
City	SAGINAW
State	MI
Zip	48604-9259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NW COR OF SEC TH S 175 FT TH E 150 FT TH N 175 TH W 150 FT TO PT OF BEG. -- 0.60 ACRE SEC 24 T13N R4E
Legal Range	04E
Legal Township	13N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	KOCHVILLE
Census Block Group	2
Census Block	2014
Census Tract	10200

Owner

Source: Saginaw County records · APN 18-13-4-24-2017-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3281 SCHUST RD, 202, SAGINAW, MI 48603-8103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CREDIT UNION
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20245465
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000022675
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	May 11, 2026
Property Address	7976 DAVIS RD, SAGINAW, MI 48604-9259
Document Number	0000012784
Instrument Date	May 06, 2026
Instrument	202612784
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7976 DAVIS RD, SAGINAW, MI 48604-9259

Mortgage

Document Number	0000012784,
Date	May 11, 2026
Instrument	202612784

Lender

Name	FRANKENMUTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 26, 2024
Property Address	7976 DAVIS RD, SAGINAW, MI 48604-9259
Document Number	0000005465
Instrument Date	Mar 25, 2024
Instrument	2024005465
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	HOMELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3596 TERRELL ST, WATERFORD TOWNSHIP, MI 48329-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3281 SCHUST RD APT 202, 202, SAGINAW, MI 48603-8103

Mortgage

Document Number	0000005466
Date	Mar 26, 2024
Instrument	2024005466

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 10, 2019
Property Address	7976 DAVIS RD, SAGINAW, MI 48604-9259
Document Number	0000022675
Instrument Date	Aug 16, 2019
Instrument	22675
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 TERRELL ST WATERFORD MI 483291139, WATERFORD, MI 48329-1139

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 12, 2017
Property Address	7976 DAVIS RD, SAGINAW, MI 48604-9259
Document Number	0000018553
Instrument Date	Jun 01, 2017
Instrument	18553
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3596 TERRELL ST WATERFORD TOWNSHIP MI 483291139, WATERFORD TOWNSHIP, MI 48329-1139

Mortgage

Document Number	18554
Date	Jun 12, 2017
Instrument	18554

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Kochville Township
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,000 (+9.84%)	$192,000 (+9.84%)
2025	$2,705.00 (-32.15%) Homeowner's exemption	$87,400 (+11.62%)	$174,800 (+11.62%)
2023		$78,300	$156,600
2022	$3,987.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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