7976 Coldwater Dr, Powell, OH 43065 Property Records

Delaware County property record for 7976 Coldwater Dr, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,153 sqft · built 2003
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$727,000 (Nov 2022)
Tax Bill	$13,319 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`319-312-05-010-000`

Property Details

APN / Parcel Number

Primary APN	`319-312-05-010-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,153 sqft Living Area
Gross Area	5,010 sqft
1st Floor Area	1,387 sqft
Upper Floors Area	1,366 sqft
Basement Area	1,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,367 sqft (0.238 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	337 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	7976 COLDWATER DR
City	POWELL
State	OH
Zip	43065-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2766 GOLF VILLAGE SEC12 PHB
Legal Subdivision	GOLF VILLAGE
Legal Lot Number	2766
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1009
Census Tract	11900

Owner

7976 Coldwater Dr is owned by two individuals who bought it in November 2022.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Nov 10, 2022	Warranty Deed, Transfer · Commercial Mortgage THIRD FSLA OF CLEVELAND
Jul 5, 2019	Deed of Trust, Mortgage · Conventional with PMI STATE BK&TR
Aug 30, 2018	Warranty Deed, Transfer · Conventional with PMI STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	202232909
Deed Book / Page	2002 / 1055
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000013887
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7976 COLDWATER DR, POWELL, OH 43065-7087
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030226
Date	Jul 6, 2021
Book Page	1876/785
Instrument	202100030226

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 10, 2022
Property Address	7976 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000032909
Book / Page	2002 / 1055
Map Reference	CAB3 SL120-120A-120B
Instrument Date	Nov 2, 2022
Instrument	202200032909
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SEARCH 2 CLOSE, SEARCH 2 CLOSE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7976 COLDWATER DR, POWELL, OH 43065-7087

Mortgage

Document Number	0000032910
Date	Nov 10, 2022
Instrument	202200032910

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.54%
Max Rate At Change	6.54%
Index	1-Year CMT
Max Rate	10.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	7976 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000017982
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	PEAK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7976 COLDWATER DR POWELL OH 430657087, POWELL, OH 43065-7087

Mortgage

Document Number	0000017982
Date	Jul 12, 2019
Book Page	001648/002681
Instrument	17982

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 30, 2018
Property Address	7976 COLDWATER DR, POWELL, OH 43065-7087
Document Number	0000023465
Book / Page	001592 / 000136
Instrument Date	Aug 23, 2018
Instrument	23465
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 CLINTON ST DEFIANCE OH 435122632, DEFIANCE, OH 43512-2632

Mortgage

Document Number	23466
Date	Aug 30, 2018
Book Page	001592/000138
Instrument	23466

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7976 Coldwater Dr was $13,319, down 7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Municipality	Powell City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,319.00 (-7.01%)	$224,560 (-) Land $42,700 Building $181,860	$641,600 Land $122,000 Building $519,600
2024	$14,323.00 (-1.17%) Homeowner's exemption	$224,560 (-) Land $42,700 Building $181,860
2023	$14,493.00 Homeowner's exemption	$224,560 Land $42,700 Building $181,860	$641,600 Land $122,000 Building $519,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7976 Coldwater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7976 Coldwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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