7976 99th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 7976 99th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 2004
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00003-0020-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00003-0020-00023.0`
Alternative APN	`28351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	512 sqft
Porch	Finished/Screened Porch
Porch Area	198 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	28351
Street Address	7976 99TH AVE
City	VERO BEACH
State	FL
Zip	32967-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT L BLK B LOTS 22,23 & 24 PBI 5-86
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT L
Legal Block	B
Legal Lot Number	22-24 23
Legal Unit	L
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1045
Census Tract	50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7976 99TH AVE, VERO BEACH, FL 32967-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2016
Deed Sale	Mar 5, 2016
Prior Sale	Aug 12, 2004 · Amount on Record
Deed Document Number	0002925792
Deed Book / Page	2842 / 2397
Prior Transfer Date	Apr 29, 2015
Prior Transfer Doc	3120150026141
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	7976 99TH AVE, VERO BEACH, FL 32967-2839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7976 99TH AVE, VERO BEACH, FL 32967-2839

Mortgage

Document Number	0033561606
Date	Nov 16, 2020
Book Page	3356/1606
Instrument	3120200068550

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+30.25%)	$133,863 (+8.78%)	$281,872 (+0.61%) Land $90,843 Building $191,029
2023	$1,233.00 (-1.28%)	$123,060 (+3%)	$280,170 (+13.44%) Land $74,589 Building $205,581
2022	$1,249.00	$119,476	$246,972 Land $61,200 Building $185,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250