7976 103rd Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 7976 103rd Ave, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$461 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`31-38-33-00007-0020-00023.1`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00007-0020-00023.1`
Alternative APN	`140358`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Street Address	7976 103RD AVE
City	VERO BEACH
State	FL
Zip	32967-3603
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	VERO LAKE ESTATES UNIT Q PBI 6 - 40 BLK B LOT 23
Legal Subdivision	VERO LAKE ESTATES UNIT Q
Legal Block	B
Legal Lot Number	23
Legal Unit	Q
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1037
Census Tract	50903

Owner

7976 103rd Ave, residential vacant land, is owned and occupied by an individual who bought it in December 2025.

Source: Indian River County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	7976 103RD AVE, VERO BEACH, FL 32967-3603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BOARD OF COUNTY COMMISSIONERS OF INDIAN
Dec 9, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage INDIAN RIVER COUNTY HABITAT FOR HUM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Deed Document Number	3120250060081
Deed Book / Page	3823 / 1672
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	7976 103RD AVE, VERO BEACH, FL 32967-3603
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7976 103RD AVE, VERO BEACH, FL 32967-3603

Mortgage

Document Number	0038231692
Date	Dec 9, 2025
Book Page	3823/1692
Instrument	3120250060085

Lender

Name	BOARD OF COUNTY COMMISSIONERS OF INDIAN
Type	Government Agency
Address	VERO BEACH, FL 32960

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 9, 2025
Property Address	7976 103RD AVE, VERO BEACH, FL 32967-3603
Document Number	0038231672
Book / Page	3823 / 1672
Map Reference	MB 6 PG 40
Instrument Date	Dec 8, 2025
Instrument	3120250060081
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	INVESTORS TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4568 US HIGHWAY 1, VERO BEACH, FL 32967-1563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7976 103RD AVE, VERO BEACH, FL 32967-3603

Mortgage

Document Number	0038231674
Date	Dec 9, 2025
Instrument	3823/1674

Lender

Name	INDIAN RIVER COUNTY HABITAT FOR HUM
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0038231681
Date	Dec 9, 2025
Book Page	3823/1681
Instrument	3120250060083

Lender

Name	INDIAN RIVER COUNTY HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	VERO BEACH, FL 32967

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	2 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 7976 103rd Ave was $461.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00	$30,281 Land $30,281	$30,281 Land $30,281

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7976 103rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	24.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7976 103rd Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 103rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures