7975 Winfield Cir, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 7975 Winfield Cir, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,162 sqft · built 1986
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$169,000 (Sep 2013)
Tax Bill$3,448 (2026)
Deeds & MortgagesJun 2025 Refinance
Jan 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN301301 205.019-2-38

Property Details

APN / Parcel Number

Primary APN301301 205.019-2-38
Alternative APNs
  • 130120501900020380000000
  • 301301 205.019-0002-038
  • 48947 06

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,162 sqft Living Area
1st Floor Area1,106 sqft
Basement Area1,056 sqft
Finished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area16,117 sqft (0.37 acres)
Lot Width70 ft Width
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area40 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number48947 06
Street Address7975 WINFIELD CIR
CityROME
StateNY
Zip13440-2066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&L#3 70X170IRREG
Legal Block2
Legal Lot Number38.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group2
Census Block2001
Census Tract22702

Owner

7975 Winfield Cir is owned and occupied by two individuals who bought it in September 2013.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address7975 WINFIELD CIR, ROME, NY 13440-2066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST SOURCE FEDERAL CREDIT UNION
Jan 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL COMMUNICATIONS FCU
Jun 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2013 · Amount on File
Deed SaleSep 12, 2013 · Amount on File
Prior SaleJun 19, 2006 · Amount on File
Deed Book / Page2013 / 15857
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address7975 WINFIELD CIR, ROME, NY 13440-2066
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007633
DateJun 24, 2025
Instrument2025-007633
Lender
NameFIRST SOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term193 Months
DueJul 1, 2041
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address7975 WINFIELD CIR, ROME, NY 13440-2066
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000885
DateJan 14, 2022
Instrument2022-000885
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address7975 WINFIELD CIR, ROME, NY 13440-2066
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006613
DateJun 3, 2020
Instrument2020-006613
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 7975 Winfield Cir was $3,448.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,448.00
2025$73,400 Land $22,300 Building $51,100$172,706 Land $52,471 Building $120,235
2023$73,400 (-) Land $22,300 Building $51,100$161,745 (+17.91%) Land $49,141 Building $112,604
2022$5,101.00$73,400 Land $22,300 Building $51,100$137,171 Land $41,675 Building $95,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7975 Winfield Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7975 Winfield Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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