7975 Parrish Ave NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 7975 Parrish Ave NE, Otsego, MN 55330

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,937 sqft · built 2001
Lot Size	0.363 acres (15,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Aug 2026)
Tax Bill	$4,566 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-069-001190`

Property Details

APN / Parcel Number

Primary APN	`118-069-001190`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,937 sqft Living Area
1st Floor Area	1,261 sqft
Basement Area	964 sqft
Finished Basement	964 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,848 sqft (0.363 acres)
Garage Type	Attached
Garage Area	955 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7975 PARRISH AVE NE
City	ELK RIVER
State	MN
Zip	55330-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-121 RANGE-023 PRAIRIE CREEK LOT-019 BLOCK-001
Legal Range	023
Legal Township	121
Legal Section	27
Legal Subdivision	PRAIRIE CREEK
Legal Block	1
Legal Lot Number	19
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4022
Census Tract	100101

Owner

Source: Wright County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7975 PARRISH AVE NE, ELK RIVER, MN 55330-4542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Jan 9, 2013 · Amount on Record
Deed Document Number	20261611187
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 31, 2026
Property Address	7975 PARRISH AVE NE, ELK RIVER, MN 55330-4542
Document Number	0001611187
Instrument Date	Aug 20, 2026
Instrument	20261611187
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156,651.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7975 PARRISH AVE NE, ELK RIVER, MN 55330-4542

Mortgage

Document Number	0001611190,
Date	Aug 31, 2026
Instrument	20261611190

Lender

Name	LAKE AREA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,566.00 (-4.68%)	$424,600 (+2.21%) Land $100,000 Building $324,600	$424,600 (+2.21%) Land $100,000 Building $324,600
2025		$415,400 (-5.2%) Land $95,000 Building $320,400	$415,400 (-5.2%) Land $95,000 Building $320,400
2023	$4,790.00 (+16.26%)	$438,200 Land $108,000 Building $330,200	$438,200 Land $108,000 Building $330,200
2022	$4,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30