7975 N Loretto Rd, Loretto, KY 40037 Property Records

Marion County property record for 7975 N Loretto Rd, Loretto, KY 40037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,372 sqft · built 1995
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$117,500 (Jul 2009)
Tax Bill$1,276 (2025)
Deeds & MortgagesNov 2020 Line of Credit
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN030-012-03

Property Details

APN / Parcel Number

Primary APN030-012-03
Alternative APN
  • 72580

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Account Number72580
Street Address7975 N LORETTO RD
CityLORETTO
StateKY
Zip40037-8074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7975 N LORETTO RD
JurisdictionMARION KY
Township / Civil DivisionLORETTO
Census Block Group2
Census Block2000
Census Tract970400

Owner

Source: Marion County records · APN 030-012-03

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7975 N LORETTO RD, LORETTO, KY 40037-8074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 11, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2009 · Amount on Record
Deed SaleJul 27, 2009 · Amount on Record
Deed Book / Page277 / 643
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION KY
Property Address7975 N LORETTO RD, LORETTO, KY 40037-8074
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7975 N LORETTO RD, LORETTO, KY 40037-8074

Mortgage

Document Number000452/277
DateNov 12, 2020
Book Page452/277
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term228 Months
DueNov 01, 2039

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION KY
Property Address7975 N LORETTO RD, LORETTO, KY 40037-8074
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7975 N LORETTO RD, LORETTO, KY 40037-8074

Mortgage

Document Number00000489/9
DateMay 11, 2023
Book Page489/9
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,276.00 (-1.85%)$145,000 (-) Land $145,000$145,000 (-) Land $145,000
2023$1,300.00$145,000 Land $145,000$145,000 Land $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 33 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARION COUNTY WATER DISTRICT
serves 16,311 people
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on N Loretto Rd

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