7975 Mudhole Ln, Bridgewater, VA 22812 Property Records

Rockingham County property record for 7975 Mudhole Ln, Bridgewater, VA 22812

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,904 sqft · built 1997
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on File
Last Sale	$461,000 (Apr 2024)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-(2)-L1`

Property Details

APN / Parcel Number

Primary APN	`103-(2)-L1`
Alternative APNs	`R40101` `40101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	185,130 sqft (4.25 acres)
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R40101
Street Address	7975 MUDHOLE LN
City	BRIDGEWATER
State	VA
Zip	22812-2920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	BRIERY BRANCH
Legal Subdivision	BRIERY BRANCH
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2011
Census Tract	11200

Owner

7975 Mudhole Ln, a rural home, is owned and occupied by an individual who bought it in April 2024.

Source: Rockingham County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 8, 2018	Deed, Transfer · VA Mortgage CHICAGO TITLE INSURANCE
Nov 8, 2018	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	20247443
Deed Book / Page	5792 / 629
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5309/247
Date	Oct 5, 2020
Book Page	5309/247
Instrument	2020-23491

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 8, 2018
Property Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Document Number	5061/333
Book / Page	5061 / 333
Instrument Date	Oct 22, 2018
Instrument	2018-29397
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Investor	Possibly a Property Investor

Mortgage

Document Number	201829398
Date	Nov 8, 2018
Instrument	2018-29398

Lender

Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 8, 2018
Property Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Document Number	5061/333
Book / Page	5061 / 333
Map Reference	DD 2261 PG 267
Instrument Date	Oct 22, 2018
Instrument	2018-29397
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7975 MUDHOLE LN, BRIDGEWATER, VA 22812-2920
Investor	Possibly a Property Investor

Mortgage

Document Number	201829398
Date	Nov 8, 2018
Instrument	2018-29398

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7975 Mudhole Ln was $1,312.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00	$198,800 Land $61,900 Building $136,900	$198,800 Land $61,900 Building $136,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7975 Mudhole Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1985–1996)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7975 Mudhole Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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