7975 Monarch St, White Plains, MD 20695 Property Records

Charles County property record for 7975 Monarch St, White Plains, MD 20695

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,314 sqft · built 1999
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jan 2022)
Tax Bill	$11,532 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-250246`

Property Details

APN / Parcel Number

Primary APN	`06-250246`
Alternative APNs	`6250246` `250246`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	250246
Street Address	7975 MONARCH ST
City	WHITE PLAINS
State	MD
Zip	20695-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LT-8 B-C SEC-1 PLT-6 KINGSVIEW SUB
Legal Subdivision	KINGSVIEW SUB
Legal Block	C
Legal Lot Number	8
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2005
Census Tract	850712

Owner

7975 Monarch St is owned and occupied by two individuals who bought it in January 2022.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7975 MONARCH ST, WHITE PLAINS, MD 20695-3449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Dec 15, 2004 · Amount on File
Deed Book / Page	12313 / 464
Transfer Doc	0031720340
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 6, 2022
Property Address	7975 MONARCH ST, WHITE PLAINS, MD 20695-3449
Document Number	0123130464
Book / Page	12313 / 464
Map Reference	MB DGB47 PL 133
Instrument Date	Nov 12, 2021
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7975 MONARCH ST, WHITE PLAINS, MD 20695-3449

Mortgage

Document Number	0012313471
Date	Jan 6, 2022
Instrument	12313/471

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7975 Monarch St was $11,532 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,933 (+2.68%)	$465,000 (+8.04%) Land $170,100 Building $294,900
2025	$11,532.00 Homeowner's exemption	$430,400 Land $115,100 Building $315,300	$430,400 Land $115,100 Building $315,300
2023	$4,718.00	$350,867	$430,400 Land $115,100 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7975 Monarch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2008–2019)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7975 Monarch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20