7975 Grimsby Cir, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 7975 Grimsby Cir, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,436 sqft · built 2005
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Aug 2017)
Tax Bill$4,441 (2023)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01016H0088.000000

Property Details

APN / Parcel Number

Primary APN01016H0088.000000
Alternative APNs
  • 5507 40 4033
  • 117374

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,436 sqft Living Area
Gross Area3,513 sqft
1st Floor Area2,436 sqft
AtticAttic
Attic Area168 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
Garage TypeMixed
Garage Area696 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number117374
Street Address7975 GRIMSBY CIR
CityHARRISBURG
StateNC
Zip28075-7301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLT 88 FENTON-DELL
Legal SubdivisionFENTON-DELL
Legal Lot Number88
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2040
Census Tract41505

Owner

7975 Grimsby Cir is owned and occupied by two individuals who bought it in August 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7975 GRIMSBY CIR, HARRISBURG, NC 28075-7301
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Dec 3, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 7, 2017Warranty Deed, Transfer · Conventional with PMI
SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on File
Deed SaleAug 7, 2017 · Amount on File
Prior SaleFeb 3, 2006 · Amount on File
Deed Document Number201712616-0007
Deed Book / Page12616 / 7
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address7975 GRIMSBY CIR, HARRISBURG, NC 28075-7301
Transaction TypeMortgage
Record UpdatedJan 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016336163
DateJan 9, 2023
Book Page16336/163
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressHARRISBURG, NC 28075
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address7975 GRIMSBY CIR, HARRISBURG, NC 28075-7301
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015424258
DateAug 20, 2021
Book Page15424/258
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address7975 GRIMSBY CIR, HARRISBURG, NC 28075-7301
Document Number13880135
Instrument DateDec 3, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7975 GRIMSBY CIR HARRISBURG NC 280757301, HARRISBURG, NC 28075-7301

Mortgage

Document Number13880135
DateDec 6, 2019
Book Page013880/000135
Instrument34030
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 5, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 7, 2017
Property Address7975 GRIMSBY CIR, HARRISBURG, NC 28075-7301
Document Number126167
Book / Page012616 / 000007
Instrument DateAug 4, 2017
Instrument20143
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7975 GRIMSBY CIR HARRISBURG NC 280757301, HARRISBURG, NC 28075-7301

Mortgage

Document Number1261610
DateAug 7, 2017
Book Page012616/000010
Instrument20144
Lender
NameSUNBELT LNDG SVCS
AddressCLEARWATER, FL 33759
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$550,170 Land $140,000 Building $410,170
2024$550,170 (+45.57%) Land $140,000 Building $410,170
2023$4,441.00$377,950 Land $90,000 Building $287,950$377,950 Land $90,000 Building $287,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7975 Grimsby Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7975 Grimsby Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HARRISBURG
serves 20,549 people · EPA ID NC0113025
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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