San Diego County property record for 7975 Calle de la Plata, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,681 sqft · built 1950 |
| Lot Size | 0.15 acres (6,526 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,825,000 (Jan 2014) |
| Tax Bill | $42,092 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 346-502-02-00 |
| Primary APN | 346-502-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 6,526 sqft (0.15 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7975 CALLE DE LA PLATA |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LJSPD-SF |
| Legal Description | BLK 6 SLY PAR AS PER ROS MAP 1669 TR 001913 |
| Legal Subdivision | LA JOLLA SHORES |
| Legal Tract | 001913 |
| Legal Block | 6 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 8312 |
7975 Calle de la Plata is owner-occupied and held in a trust since January 2014.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7975 CALLE DE LA PLATA, LA JOLLA, CA 92037-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 22, 2022 | Intrafamily Transfer, Transfer |
| Apr 22, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2014 · Amount on File |
| Deed Sale | Jan 6, 2014 · Amount on File |
| Deed Document Number | 20146330 |
| Prior Transfer Date | Jun 16, 2000 |
| Prior Transfer Doc | 0000370309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 22, 2022 |
| Property Address | 7975 CALLE DE LA PLATA, LA JOLLA, CA 92037-3317 |
| Document Number | 0000302685 |
| Map Reference | MAP 1913 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022-0302685 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7975 CALLE DE LA PLATA, LA JOLLA, CA 92037-3317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7975 CALLE DE LA PLATA, LA JOLLA, CA 92037-3317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SD COMMERCIAL |
| Name | Verified Name |
|---|
| Document Number | 0000145013 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019-0145013 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 7975 CALLE DE LA PLATA, LA JOLLA, CA 92037-3317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SD COMMERCIAL |
| Name | Verified Name |
|---|---|
| Address | 7975 CALLE DE LA, LA JOLLA, CA 92037 |
| Document Number | 0000559676 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-0559676 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
The 2025 property tax bill for 7975 Calle de la Plata was $42,092 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,389,814 (+2%) Land $2,125,643 Building $1,264,171 | |
| 2025 | $42,092.00 Homeowner's exemption | $3,323,348 Land $2,083,964 Building $1,239,384 |
| 2023 | $39,116.00 (+2.73%) Homeowner's exemption | $3,194,300 Land $2,003,042 Building $1,191,258 |
| 2022 | $38,075.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7975 Calle de la Plata in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 24 (1978–2026) |
| Claims Outside the SFHA | 21 of 24 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7975 Calle de la Plata is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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