7974 Seward Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7974 Seward Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,386 sqft · built 1983
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$172,500 (Nov 2021)
Tax Bill$3,160 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN593-0010-0031-00

Property Details

APN / Parcel Number

Primary APN593-0010-0031-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,386 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area486 sqft
Basement Area450 sqft

Exterior

Year BuiltBuilt 1983
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions180 ft deep x 75 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7974 SEWARD AVE
CityCINCINNATI
StateOH
Zip45231-3249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEWARD DR 75 X 180 IRR LOT 50 SUMME ACRES SUB BLOCK A
Legal SubdivisionSUMME ACRES SUB
Legal BlockA
Legal Lot Number50
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group1
Census Block1000
Census Tract21702

Owner

7974 Seward Ave is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address7974 SEWARD AVE, CINCINNATI, OH 45231-3249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer · Conventional Mortgage
T2 FINANCIAL LLC
Jul 13, 2018Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on File
Deed SaleNov 9, 2021 · Amount on File
Prior SaleJul 13, 2018 · Amount on File
Deed Document Number0000135947
Deed Book / Page14541 / 2344
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 9, 2021
Property Address7974 SEWARD AVE, CINCINNATI, OH 45231-3249
Document Number0000135947
Book / Page14541 / 2344
Map ReferenceMB 207 PG 100
Instrument DateOct 26, 2021
Instrument2021-0135947
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7974 SEWARD AVE, CINCINNATI, OH 45231-3249

Mortgage

Document Number0000135948
DateNov 9, 2021
Instrument2021-0135948
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 13, 2018
Property Address7974 SEWARD AVE, CINCINNATI, OH 45231-3249
Document Number0000060304
Book / Page013709 / 001533
Instrument DateJul 11, 2018
Instrument60304
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$394.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7974 SEWARD AVE CINCINNATI OH 452313249, CINCINNATI, OH 45231-3249

Mortgage

Document Number60308
DateJul 13, 2018
Book Page013709/001563
Instrument60308
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7974 Seward Ave was $3,160, up 0.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,160.00 (+0.57%)$60,375 (-) Land $10,220 Building $50,155
2024$3,142.00 (-0.85%)$60,375 (-) Land $10,220 Building $50,155
2023$3,169.00 (-6.05%)$60,375 (+31.18%) Land $10,220 Building $50,155$172,500 Land $29,200 Building $143,300
2022$3,373.00 Homeowner's exemption$46,026 Land $8,544 Building $37,482
2020$131,500 Land $24,410 Building $107,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7974 Seward Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7974 Seward Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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