Wyoming County and Arcade Town property record for 7974 Rte 98, Arcade, NY 14009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2008 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,900,000 (Aug 2014) |
| Tax Bill | $4,216 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| APN | 562089 193.-2-12 |
| Primary APN | 562089 193.-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 57,064 sqft (1.31 acres) |
| Garage Type | Detached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7974 ROUTE 98 |
|---|---|
| City | ARCADE |
| State | NY |
| Zip | 14009-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 11 TOWN 7 RANGE 4 416-266 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | WYOMING NY |
| Township / Civil Division | ARCADE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 971000 |
7974 Rte 98 is owned and occupied by two individuals who bought it in August 2014.
Source: Wyoming County and Arcade Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7974 ROUTE 98, ARCADE, NY 14009-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2014 · Amount on File |
| Deed Sale | Aug 8, 2014 · Amount on File |
| Prior Sale | Nov 5, 2001 · Amount on File |
| Deed Book / Page | 762 / 714 |
| Prior Transfer Date | Jun 17, 2008 |
| Prior Transfer Doc | 0007260000000351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING NY |
| Property Address | 7974 ROUTE 98, ARCADE, NY 14009-9675 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009980376 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 998/376 |
| Instrument | 4939 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Jan 1, 2033 |
The 2026 property tax bill for 7974 Rte 98 was $4,216 with a homeowner's exemption, up 7.4% from the year before.
Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wyoming County |
| County Subdivision | Arcade Town |
| Unified School District | Yorkshire-Pioneer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,216.00 (+7.44%) Homeowner's exemption | ||
| 2025 | $3,924.00 | $160,000 Land $16,300 Building $143,700 | $186,000 Land $18,949 Building $167,051 |
| 2023 | $160,000 (-) Land $16,300 Building $143,700 | $177,778 (+6.67%) Land $18,111 Building $159,667 | |
| 2022 | $1,540.00 Homeowner's exemption | $160,000 Land $16,300 Building $143,700 | $166,667 Land $16,979 Building $149,688 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 7974 Rte 98; there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1989–1998) |
| Most Recent Claim | Jun 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7974 Rte 98 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Armstrong Fiber | 1,000 / 1,000 |
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