7973 Channel Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 7973 Channel Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft
Lot Size	0.436 acres (19,030 sqft)
Owner	Company Name on Record
Last Sale	$362,500 (Sep 2015)
Tax Bill	$5,960 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-21-300-016`

Property Details

APN / Parcel Number

Primary APN	`14-17-21-300-016`

Interior

Full Baths	2 Baths
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Architectural Style	Ranch
Lot Area	19,030 sqft (0.436 acres)
Lot Width	100 ft Width
Garage Area	692 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7973 CHANNEL RD
City	PETOSKEY
State	MI
Zip	49770-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC SR
Legal Description	COM AT S 1/4 COR, TH W 1320 FT, N 432 FT, N59?E ALG C/L OF ROAD 267.5 FT TO POB TH N59?E 100 FT, N31?W 195 FT TO SHR OF LAKE, TH SW'LY ALG SHR 100 FT TO PT N31?W OF POB, S31?E TO POB. PT OF GOVT LOT 6, SECTION 21, T35N, R4W.
Legal Range	04W
Legal Township	35N
Legal Section	21
Legal Lot Number	6
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	3
Census Block	3015
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	80 N 3RD ST, ZIONSVILLE, IN 46077-1554
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2021	Quit Claim Deed, Transfer Quitclaim
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2021	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on Record
Deed Sale	Sep 28, 2015 · Amount on Record
Prior Sale	Mar 8, 2006 · Amount on Record
Deed Document Number	20155132581
Deed Book / Page	1179 / 767
Last Transfer Date	Dec 7, 2021
Transfer Doc	001239/878
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625

Mortgage

Document Number	0000001241/0000000543
Date	Feb 14, 2022
Book Page	0000001241/0000000543
Instrument	5194517

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 1, 2044

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 15, 2021
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Document Number	001239/878
Book / Page	1239 / 878
Instrument Date	Dec 7, 2021
Instrument	5192839
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 20, 2021
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Document Number	1238/156
Book / Page	1238 / 156
Instrument Date	Oct 15, 2021
Instrument	5191118
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 ROBINS WAY, OKEMOS, MI 48864-3378

Mortgage

Document Number	0000001233/0000000368
Date	May 24, 2021
Book Page	0000001233/0000000368
Instrument	5186333

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 4, 2021
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Document Number	1228/627
Book / Page	1228 / 627
Instrument Date	Jun 2, 2020
Instrument	5181596
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 4, 2021
Property Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625
Document Number	1228/625
Book / Page	1228 / 625
Instrument Date	Jun 2, 2020
Instrument	5181594
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7973 CHANNEL RD, PETOSKEY, MI 49770-9625

Mortgage

Document Number	5181595
Date	Jan 4, 2021
Instrument	5181595

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,500 (+6.55%) Land $419,500	$839,000 (+6.55%) Land $839,000
2025		$393,700 (+59.39%) Land $393,700	$787,400 (+59.39%) Land $787,400
2024	$5,960.00
2023		$247,000 Land $247,000	$494,000 Land $494,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Channel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures