Shelby County property record for 7972 Waddy Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1941 |
| Lot Size | 0.332 acres (14,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Jan 2008) |
| Tax Bill | $48 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094A-00-009 |
| Primary APN | 094A-00-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,502 sqft (0.332 acres) |
| Garage Type | Mixed |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0042563 |
|---|---|
| Street Address | 7972 WADDY RD |
| City | WADDY |
| State | KY |
| Zip | 40076-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WADDY ROAD |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40101 |
7972 Waddy Rd is owned and occupied by two individuals who acquired it in February 2015.
Source: Shelby County records, as of February 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7972 WADDY RD, WADDY, KY 40076-6103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2008 · Amount on File |
| Deed Sale | Jan 9, 2008 · Amount on File |
| Prior Sale | Aug 14, 2007 · Amount on File |
| Deed Document Number | 2008337492 |
| Deed Book / Page | 508 / 215 |
| Last Transfer Date | Feb 12, 2015 |
| Transfer Doc | 00D604/273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 7972 WADDY RD, WADDY, KY 40076-6103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7972 WADDY RD, WADDY, KY 40076-6103 |
| Document Number | 0M1325/582 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | M1325/582 |
| Instrument | 511113 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 7972 Waddy Rd was $48.
Source: Shelby County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48.00 | $35,000 | $35,000 |
| 2023 | $48.00 | $35,000 | $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7972 Waddy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7972 Waddy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 50 / 10 |
May also be available: All Points Broadband, T-Mobile.
5G and 4G LTE (outdoors only)
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