7972 US Hwy 45, Eagle River, WI 54521 Property Records

Oneida County property record for 7972 US Hwy 45, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Aug 2021)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TL 282 7`

Property Details

APN / Parcel Number

Primary APN	`TL 282 7`

Exterior

Lot Area	90,605 sqft (2.08 acres)

Location & Zoning

Street Address	7972 US HIGHWAY 45
City	EAGLE RIVER
State	WI
Zip	54521-9016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 824495/729982 PT SE SW2.08CA/2.08SA LOT 1 CSM V13 P3096
Legal Range	10E
Legal Township	39N
Legal Section	24
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	2
Census Block	2044
Census Tract	970101

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7972 US HIGHWAY 45, EAGLE RIVER, WI 54521-9016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage RIPCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jul 16, 2013 · Amount on Record
Deed Document Number	2021824495
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	7972 US HIGHWAY 45, EAGLE RIVER, WI 54521-9016
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810183
Date	Sep 10, 2020
Instrument	810183

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 23, 2021
Property Address	7972 US HIGHWAY 45, EAGLE RIVER, WI 54521-9016
Document Number	0000824495
Map Reference	DOC 610641
Instrument Date	Aug 18, 2021
Instrument	824495
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7972 US HIGHWAY 45, EAGLE RIVER, WI 54521-9016

Mortgage

Document Number	0000824496
Date	Aug 23, 2021
Instrument	824496

Lender

Name	RIPCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (+32.9%)	$155,500 (+17.36%) Land $16,600 Building $138,900	$291,945 Land $31,166 Building $260,779
2023	$1,629.00 Homeowner's exemption	$132,500 Land $16,600 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on US Hwy 45

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