7972 Flowes Store Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 7972 Flowes Store Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,293 sqft · built 1962
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,741 (Mar 2013)
Tax Bill	$2,259 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5537 70 8167`

Property Details

APN / Parcel Number

Primary APN	`5537 70 8167`
Alternative APNs	`01020 0017.100000` `92355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,293 sqft Living Area
Gross Area	5,998 sqft
1st Floor Area	2,293 sqft
Basement Area	1,573 sqft
Unfinished Basement	1,573 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Width	230 ft Width
Garage Type	Mixed
Garage Area	1,226 sqft
Driveway	Asphalt Driveway
Driveway Area	250 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	732 sqft
Deck Area	188 sqft
Patio Area	188 sqft
Storage Building	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	92355
Street Address	7972 FLOWES STORE RD
City	CONCORD
State	NC
Zip	28025-1295
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	P/O LOTS 8 9 W H HUDSON W/S FLOWES ST
Legal Subdivision	PINE GROVE CHURCH RD
Legal Lot Number	8-9
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1086
Census Tract	41503

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7972 FLOWES STORE RD, CONCORD, NC 28025-1295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013 · Amount on Record
Deed Sale	Mar 1, 2013 · Amount on Record
Prior Sale	Dec 27, 2005 · Amount on Record
Deed Book / Page	10407 / 318
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7972 FLOWES STORE RD, CONCORD, NC 28025-1295
Document Number	14101264
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7972 FLOWES STORE RD CONCORD NC 280251295, CONCORD, NC 28025-1295

Mortgage

Document Number	14101264
Date	Apr 6, 2020
Book Page	014101/000264
Instrument	10249

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7972 FLOWES STORE RD, CONCORD, NC 28025-1295
Document Number	12849275
Book / Page	012849 / 000275
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7972 FLOWES STORE RD CONCORD NC 280251295, CONCORD, NC 28025-1295

Mortgage

Document Number	12849275
Date	Jan 19, 2018
Book Page	012849/000275
Instrument	1393

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,190 (+50.66%) Land $98,740 Building $306,450
2024			$405,190 (+50.66%) Land $98,740 Building $306,450
2023	$2,259.00	$268,940 Land $58,340 Building $210,600	$268,940 Land $58,340 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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